{"data":{"path":"the-national-bank-of-middlebury/business-standard-mastercard-or-visa","artwork":null,"name":"Business Standard MasterCard or Visa","officialName":"Business Standard MasterCard or Visa","type":"credit_card","audience":"business","lifecycleStatus":"active","owner":{"name":"The National Bank of Middlebury","handle":"the-national-bank-of-middlebury"},"institution":{"name":"The National Bank of Middlebury","handle":"the-national-bank-of-middlebury"},"actualIssuerName":null,"standardOffer":{"id":"1138","offerKind":"standard","channel":null,"nameAsFiled":"Business Standard MasterCard or Visa","handle":null,"terms":{"productId":"2322","path":"the-national-bank-of-middlebury/business-standard-mastercard-or-visa","name":"Business Standard MasterCard or Visa","officialName":"Business Standard MasterCard or Visa","aliases":[],"institutionId":"69556","institutionName":"The National Bank of Middlebury","institutionHandle":"the-national-bank-of-middlebury","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T02:08:22.252Z","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"0f575e4a2e0efac731faa218f85dad85","pageNumber":null,"quote":"No annual fee.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No annual fee."}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T02:08:22.252Z","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"0b9ec463ac14c7e2caa3bc2c6c690fe6","pageNumber":null,"quote":"Apply online","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://www.cardaccount.net/application/fd5e0d9cb8/business/new","label":"Apply online"},{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T02:08:22.252Z","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"40b34fbc6c1813b2dd1471f408bd4327","pageNumber":null,"quote":"Download application*","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-pdf","linkKind":"application","url":"https://nbmvt.com/wp-content/uploads/Credit-Card-Application-Business.pdf","label":"Download application*"}],"cardWithholdings":[{"observationKind":"offer_feature","fieldKey":"network-options","reason":"unparsed_value","detail":"The heading offers MasterCard or Visa; no single network is selected.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"59a108d1316a4097fdcdb3b2c5a2969a","pageNumber":null,"quote":"Business Standard MasterCard or Visa","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:network-options"}]},{"observationKind":"card_apr","fieldKey":"ongoing-apr","reason":"unparsed_value","detail":"Competitive ongoing APR.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"c8fb5bd765789852852fb36413a5f3bd","pageNumber":null,"quote":"Competitive ongoing APR.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:card_apr:ongoing-apr"}]},{"observationKind":"offer_feature","fieldKey":"own-5","reason":"unparsed_value","detail":"25-day interest-free grace period on all purchases. No grace period on cash advances.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"cf6b4fae693abe0e6574bf2d22f9ff71","pageNumber":null,"quote":"25-day interest-free grace period on all purchases. No grace period on cash advances.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-5"}]},{"observationKind":"offer_feature","fieldKey":"own-6","reason":"unparsed_value","detail":"Individual and summary billing options.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"43ef014886d49b4abaee060cd8951bdb","pageNumber":null,"quote":"Individual and summary billing options.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-6"}]},{"observationKind":"offer_feature","fieldKey":"own-8","reason":"unparsed_value","detail":"24-hour toll-free live customer assistance available at ","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"7ac90b16502d7de34e8c6ccfb19c87a9","pageNumber":null,"quote":"24-hour toll-free live customer assistance available at","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-8"}]},{"observationKind":"offer_feature","fieldKey":"own-9","reason":"unparsed_value","detail":"888-450-1842","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"b9cf6930cc97b76d4f57a4090e87fda4","pageNumber":null,"quote":"888-450-1842","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-9"}]},{"observationKind":"offer_feature","fieldKey":"own-11","reason":"unparsed_value","detail":"Online account information available 24/7 at ","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"a498556b94bc59269024307376bf73e9","pageNumber":null,"quote":"Online account information available 24/7 at","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-11"}]},{"observationKind":"offer_feature","fieldKey":"own-12","reason":"unparsed_value","detail":"cardmanager.net","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"a0795f9105af5aae59f93ab34d3e0eb8","pageNumber":null,"quote":"cardmanager.net","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-12"}]},{"observationKind":"offer_feature","fieldKey":"own-14","reason":"unparsed_value","detail":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"c5ee5c228583c1b47e233a00e33bbd86","pageNumber":null,"quote":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-14"}]},{"observationKind":"offer_feature","fieldKey":"own-16","reason":"unparsed_value","detail":"Other fees may be charged, these fees are listed on the downloadable application.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"b7b913ed307c0c2ab7017673c933abc0","pageNumber":null,"quote":"Other fees may be charged, these fees are listed on the downloadable application.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-16"}]},{"observationKind":"offer_feature","fieldKey":"shared-0","reason":"unparsed_value","detail":"Business Credit Cards","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"3af0f948d6815a55dd0127e9db39eaaf","pageNumber":null,"quote":"Business Credit Cards","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:shared-0"}]},{"observationKind":"offer_feature","fieldKey":"shared-1","reason":"unparsed_value","detail":"Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"24449be3823f4ff41237f5b5fe6d16f4","pageNumber":null,"quote":"Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:shared-1"}]},{"observationKind":"card_apr","fieldKey":"shared-2","reason":"unparsed_value","detail":"Please see application for information about current APRs and fees. APR = Annual Percentage Rate","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"caee132617df8a041da9f17838b035ea","pageNumber":null,"quote":"Please see application for information about current APRs and fees. APR = Annual Percentage Rate","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:card_apr:shared-2"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"1138","offerKind":"standard","channel":null,"nameAsFiled":"Business Standard MasterCard or Visa","handle":null,"terms":{"productId":"2322","path":"the-national-bank-of-middlebury/business-standard-mastercard-or-visa","name":"Business Standard MasterCard or Visa","officialName":"Business Standard MasterCard or Visa","aliases":[],"institutionId":"69556","institutionName":"The National Bank of Middlebury","institutionHandle":"the-national-bank-of-middlebury","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T02:08:22.252Z","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"0f575e4a2e0efac731faa218f85dad85","pageNumber":null,"quote":"No annual fee.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No annual fee."}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T02:08:22.252Z","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"0b9ec463ac14c7e2caa3bc2c6c690fe6","pageNumber":null,"quote":"Apply online","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://www.cardaccount.net/application/fd5e0d9cb8/business/new","label":"Apply online"},{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T02:08:22.252Z","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"40b34fbc6c1813b2dd1471f408bd4327","pageNumber":null,"quote":"Download application*","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-pdf","linkKind":"application","url":"https://nbmvt.com/wp-content/uploads/Credit-Card-Application-Business.pdf","label":"Download application*"}],"cardWithholdings":[{"observationKind":"offer_feature","fieldKey":"network-options","reason":"unparsed_value","detail":"The heading offers MasterCard or Visa; no single network is selected.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"59a108d1316a4097fdcdb3b2c5a2969a","pageNumber":null,"quote":"Business Standard MasterCard or Visa","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:network-options"}]},{"observationKind":"card_apr","fieldKey":"ongoing-apr","reason":"unparsed_value","detail":"Competitive ongoing APR.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"c8fb5bd765789852852fb36413a5f3bd","pageNumber":null,"quote":"Competitive ongoing APR.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:card_apr:ongoing-apr"}]},{"observationKind":"offer_feature","fieldKey":"own-5","reason":"unparsed_value","detail":"25-day interest-free grace period on all purchases. No grace period on cash advances.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"cf6b4fae693abe0e6574bf2d22f9ff71","pageNumber":null,"quote":"25-day interest-free grace period on all purchases. No grace period on cash advances.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-5"}]},{"observationKind":"offer_feature","fieldKey":"own-6","reason":"unparsed_value","detail":"Individual and summary billing options.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"43ef014886d49b4abaee060cd8951bdb","pageNumber":null,"quote":"Individual and summary billing options.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-6"}]},{"observationKind":"offer_feature","fieldKey":"own-8","reason":"unparsed_value","detail":"24-hour toll-free live customer assistance available at ","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"7ac90b16502d7de34e8c6ccfb19c87a9","pageNumber":null,"quote":"24-hour toll-free live customer assistance available at","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-8"}]},{"observationKind":"offer_feature","fieldKey":"own-9","reason":"unparsed_value","detail":"888-450-1842","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"b9cf6930cc97b76d4f57a4090e87fda4","pageNumber":null,"quote":"888-450-1842","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-9"}]},{"observationKind":"offer_feature","fieldKey":"own-11","reason":"unparsed_value","detail":"Online account information available 24/7 at ","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"a498556b94bc59269024307376bf73e9","pageNumber":null,"quote":"Online account information available 24/7 at","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-11"}]},{"observationKind":"offer_feature","fieldKey":"own-12","reason":"unparsed_value","detail":"cardmanager.net","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"a0795f9105af5aae59f93ab34d3e0eb8","pageNumber":null,"quote":"cardmanager.net","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-12"}]},{"observationKind":"offer_feature","fieldKey":"own-14","reason":"unparsed_value","detail":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"c5ee5c228583c1b47e233a00e33bbd86","pageNumber":null,"quote":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-14"}]},{"observationKind":"offer_feature","fieldKey":"own-16","reason":"unparsed_value","detail":"Other fees may be charged, these fees are listed on the downloadable application.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"b7b913ed307c0c2ab7017673c933abc0","pageNumber":null,"quote":"Other fees may be charged, these fees are listed on the downloadable application.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:own-16"}]},{"observationKind":"offer_feature","fieldKey":"shared-0","reason":"unparsed_value","detail":"Business Credit Cards","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"3af0f948d6815a55dd0127e9db39eaaf","pageNumber":null,"quote":"Business Credit Cards","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:shared-0"}]},{"observationKind":"offer_feature","fieldKey":"shared-1","reason":"unparsed_value","detail":"Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card.","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"24449be3823f4ff41237f5b5fe6d16f4","pageNumber":null,"quote":"Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card.","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:offer_feature:shared-1"}]},{"observationKind":"card_apr","fieldKey":"shared-2","reason":"unparsed_value","detail":"Please see application for information about current APRs and fees. APR = Annual Percentage Rate","sources":[{"snapshotId":"46590","sourceKind":"official_issuer","publisherName":"The National Bank of Middlebury","capturedAt":"2026-10-06T02:08:22.252Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://nbmvt.com/business/visa-mastercard/","passageId":"caee132617df8a041da9f17838b035ea","pageNumber":null,"quote":"Please see application for information about current APRs and fees. APR = Annual Percentage Rate","recordId":"official-issuer:page:url:63bf4c29a5f7209c7aa700b813d480b384552898a8add3a17d0eec76feb6b122","recordFields":[],"fieldKey":"withheld:card_apr:shared-2"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}