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This is conditional and establishes no guaranteed limit or return date.","sources":[{"snapshotId":"34137","sourceKind":"official_issuer","publisherName":"The Shelby County State Bank","capturedAt":"2026-10-03T15:42:55.498Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.scsbnet.com/personal-banking/credit-cards","passageId":"9bc9d18a2575217b6ef17116e8ea16c9","pageNumber":null,"quote":"We'll periodically review your account — as your credit history improves, you may be eligible for a credit limit increase and/or get your deposit back. 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Its uncaptured terms supply no additional structured policy.","sources":[{"snapshotId":"34137","sourceKind":"official_issuer","publisherName":"The Shelby County State Bank","capturedAt":"2026-10-03T15:42:55.498Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.scsbnet.com/personal-banking/credit-cards","passageId":"102d704612b219c79efba1de60f488a3","pageNumber":null,"quote":"See the Rewards Terms and Conditions in the Summary of Credit Terms link for each rewards card product above for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).","recordId":"official-issuer:page:url:2f9154fd00ea8433ba875612f3e183f4f9acce9d6ccfd9b9958919355a7c86fd","recordFields":[],"fieldKey":"withheld:card_offer:additional-reward-policy"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T15:42:55.498Z","sources":[{"snapshotId":"34137","sourceKind":"official_issuer","publisherName":"The Shelby County State Bank","capturedAt":"2026-10-03T15:42:55.498Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.scsbnet.com/personal-banking/credit-cards","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}