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Balance Transfer Fee: 3.00% of the amount of each balance transfer. Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater.  Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars. Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment. Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less. Pay-by-Phone Fee: $10.00. If your account is subject to the Pay-By-Phone Fee, except as applicable by law, a fee will be charged for each time you make an expedited payment by telephone. Rush Fee: Up to $30.00. Statement Copy Fee: $2.00 per document. However, this fee is waived if you are an Eagle Advantage member."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T13:55:22.619Z","sources":[{"snapshotId":"53210","sourceKind":"official_issuer","publisherName":"TOGETHER","capturedAt":"2026-10-14T13:55:22.619Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.togethercu.org/rates/","passageId":"30815c224da1b7375f817e23c4c2ae32","pageNumber":null,"quote":"3) Platinum Points and CITY SC Visa - APR for Purchases: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances: 25.00%. No Annua…","recordId":"official-issuer:page:url:ba0b45b5dba534a4b09f516cd8547c276e5cfaea30350a8da8b5e27379bb6b02","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":200,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"3) Platinum Points and CITY SC Visa - APR for Purchases: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers: 12.40% to 22.40%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances: 25.00%. No Annual Fee. Balance Transfer Fee: 3.00% of the amount of each balance transfer. Cash Advance Fee: $10.00 or 3.00% of the amount of each cash advance, whichever is greater.  Foreign Transaction Fee: 2.00% of each transaction in U.S. dollars. Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment. Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less. Pay-by-Phone Fee: $10.00. If your account is subject to the Pay-By-Phone Fee, except as applicable by law, a fee will be charged for each time you make an expedited payment by telephone. Rush Fee: Up to $30.00. Statement Copy Fee: $2.00 per document. However, this fee is waived if you are an Eagle Advantage member."}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"53210","sourceKind":"official_issuer","publisherName":"TOGETHER","capturedAt":"2026-10-14T13:55:22.619Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.togethercu.org/rates/","passageId":"cb1d7c0e5ada3ac39cf8d9cbedb3e861","pageNumber":null,"quote":"CITY SC Visa Credit Card³","recordId":"official-issuer:page:url:ba0b45b5dba534a4b09f516cd8547c276e5cfaea30350a8da8b5e27379bb6b02","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}