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Net Spend are purchases minus any credit/returns. Cash Advances do not earn rebates nor count as a purchase. Account must be open at the end of the 90 days for bonus rebate to be paid. This one-time promotion is limited to customers opening a new card in response to this offer and will not apply to requests to convert existing accounts. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor. Merchants self-select transaction categories and may be owned by other companies, therefore transactions may not be counted in the category you might expect.","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"withheld-173","reason":"unparsed_value","detail":"The regular purchase APR is typed. The 0% introductory APR does not explicitly identify its transaction purpose.","sources":[{"snapshotId":"51851","sourceKind":"official_issuer","publisherName":"TOGETHER","capturedAt":"2026-10-14T03:08:26.213Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.togethercu.org/credit-cards/visa-credit-cards","passageId":"6c589c9f0b1f5047f77271352c69ced7","pageNumber":null,"quote":"0% Intro APR For 12 Months (then variable 15.50%-25.00% APR)","recordId":"official-issuer:page:url:994df6cb124e4934d7d48760ce8abc279de8572677cd00fa81c11f251f9aa1ad","recordFields":[],"fieldKey":"withheld:card_apr:withheld-173"}]},{"observationKind":"card_cash_benefit","fieldKey":"withheld-172","reason":"unparsed_value","detail":"Only an upper-bound cash back rate is stated; no supported base rate or category schedule is disclosed.","sources":[{"snapshotId":"51851","sourceKind":"official_issuer","publisherName":"TOGETHER","capturedAt":"2026-10-14T03:08:26.213Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.togethercu.org/credit-cards/visa-credit-cards","passageId":"59c3a18866ad16d6527f7e18dc9a32a5","pageNumber":null,"quote":"Up to 3% Cash Back on Purchases","recordId":"official-issuer:page:url:994df6cb124e4934d7d48760ce8abc279de8572677cd00fa81c11f251f9aa1ad","recordFields":[],"fieldKey":"withheld:card_cash_benefit:withheld-172"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}