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Minimum redemption amounts may vary and are subject to change without notice.","qualificationConditions":[],"qualificationConditionSources":[]}],"cardRewards":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T11:01:38.684Z","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"4dcdc86d66675c0a20caf3c98f66327e","pageNumber":null,"quote":"Cash back rewards are earned under the U.S. Bank Business Essentials™ Plus Visa Signature® Card program. These rewards are earned as “Points” and you will earn 2 Points for every $1 spent in eligible Net Purchases (Purchases minus credits and returns). 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If you make a Purchase return or otherwise receive credit on a Purchase transaction, Points will be deducted from your Points balance based on the Business Essentials Earning Bonus tier that applies to your card account when you make the return or receive the credit.","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"card_reward:qualification:2"}],"groupKey":"rewards","tierKey":"base-points","groupLabel":"Rewards","pointsPerDollar":2,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"Cash back rewards are earned under the U.S. Bank Business Essentials™ Plus Visa Signature® Card program. 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Deposits in other U.S. Bank accounts do not qualify towards the Qualifying Balance requirement. Based on your Qualifying Balance, you will earn Points according to the following Business Essentials Plus Earning Bonus tiers, except for the exceptions described below: ","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"2a4b2a3bda164d9ecc646c4757439ec2","pageNumber":null,"quote":"Have a “Qualifying Balance” with U.S. Bank in an open Qualifying Business Checking Account. Deposits in other U.S. Bank accounts do not qualify towards the Qualifying Balance requirement. 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Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases.","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"2895510cd797be30b8308008790a9bea","pageNumber":null,"quote":"Business Essentials Plus Earning Bonus applies to a maximum of $200,000 in eligible Net Purchases annually (which is the one-year period starting on the Account opening date). 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A Purchase will not earn additional rewards if the category code applied to a merchant is in a category that is not eligible for additional rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional rewards.","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"81d0482cbe5f970fcb07b7b67706be89","pageNumber":null,"quote":"Not all Purchases are eligible to earn the Business Essentials Plus Earning Bonus: Purchases classified as (1) education/school, (2) gift cards (including discount gift card sites), and (3) tax will earn the base of 2 points per $1 spent in Net Purchases and may not earn additional Points for the Business Essentials Plus Earning Bonus. 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The applicable Business Essentials Plus Earning Bonus tier will be determined by reviewing the Qualifying Balance of the Authorized Officer’s qualifying account(s). Balances of employee Qualifying Checking Accounts will not qualify for determining the Business Essentials Plus Earning Bonus.","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"37d9bbb3170bb5eeadd656236119440d","pageNumber":null,"quote":"The Business Essentials Plus Earning Bonus tier that is applied to your U.S. Bank Business Essentials Plus credit card account is determined based upon the Qualifying Balance (as described above). If your daily Qualifying Balance qualifies you for a tier upgrade or downgrade, you will be moved to the higher or lower tier (within 5 business days).  This means that the bonus tier that will be appli…","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-411"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-415","reason":"unparsed_value","detail":"You will earn 5 Points (2 base and 3 additional) for every $1 in eligible Net Purchases spent on the top eligible spend category each month up to a $200,000 annual spend cap. “Annual” means the one-year period starting on the Account opening date. Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases. As used in these Program Rules, “Top Categories” include accounting & tax services, airlines, cell phone service providers, dining, entertainment (such as bowling alleys, golf courses, entertainment parks), office supply stores, postal & shipping services, and utilities. These “Top Categories” may change in the future without notice. Please allow 1-2 statement billing cycles for Points to be credited to your account.","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"8893e26b01c2e8b01b6b1290619d3454","pageNumber":null,"quote":"You will earn 5 Points (2 base and 3 additional) for every $1 in eligible Net Purchases spent on the top eligible spend category each month up to a $200,000 annual spend cap. “Annual” means the one-year period starting on the Account opening date. Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases. 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Deposits in other U.S. Bank accounts do not qualify towards the Qualifying Balance requirement. Based on your Qualifying Balance, you will earn Points according to the following Business Essentials Plus Earning Bonus tiers, except for the exceptions described below: ","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"2cdab67df9c3a7f8dd852f77206be833","pageNumber":null,"quote":"Have a “Qualifying Balance” with U.S. Bank in an open Qualifying Business Checking Account. Deposits in other U.S. Bank accounts do not qualify towards the Qualifying Balance requirement. Based on your Qualifying Balance, you will earn Points according to the following Business Essentials Plus Earning Bonus tiers, except for the exceptions described below:","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-296"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-297","reason":"unparsed_value","detail":"Between $15,000 - $74,999.99, to earn a total of 2.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 0.5 Points),","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"574264fe28746acc32f3d52fa251989d","pageNumber":null,"quote":"Between $15,000 - $74,999.99, to earn a total of 2.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 0.5 Points),","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-297"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-298","reason":"unparsed_value","detail":"Between $75,000 - $149,999.99, to earn a total of 3 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1 Point), or","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"3282973640de72de45a41e816531f673","pageNumber":null,"quote":"Between $75,000 - $149,999.99, to earn a total of 3 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1 Point), or","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-298"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-299","reason":"unparsed_value","detail":"$150,000 or more to earn a total of 3.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1.5 Points). ","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"63ba1a4453a368cad6e91b27dc70f0f0","pageNumber":null,"quote":"$150,000 or more to earn a total of 3.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1.5 Points).","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-299"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-306","reason":"unparsed_value","detail":"Business Essentials Plus Earning Bonus applies to a maximum of $200,000 in eligible Net Purchases annually (which is the one-year period starting on the Account opening date). Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases.","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"c5034a39dcbf48ad08e197dcb7725e93","pageNumber":null,"quote":"Business Essentials Plus Earning Bonus applies to a maximum of $200,000 in eligible Net Purchases annually (which is the one-year period starting on the Account opening date). Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases.","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-306"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-307","reason":"unparsed_value","detail":"Not all Purchases are eligible to earn the Business Essentials Plus Earning Bonus: Purchases classified as (1) education/school, (2) gift cards (including discount gift card sites), and (3) tax will earn the base of 2 points per $1 spent in Net Purchases and may not earn additional Points for the Business Essentials Plus Earning Bonus. These Purchases are not calculated as part of the $200,000 cap. Each merchant’s business is identified by a category code established by Visa. A Purchase will not earn additional rewards if the category code applied to a merchant is in a category that is not eligible for additional rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional rewards.","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"99bccc9e672275dd22941a18f8797bfd","pageNumber":null,"quote":"Not all Purchases are eligible to earn the Business Essentials Plus Earning Bonus: Purchases classified as (1) education/school, (2) gift cards (including discount gift card sites), and (3) tax will earn the base of 2 points per $1 spent in Net Purchases and may not earn additional Points for the Business Essentials Plus Earning Bonus. These Purchases are not calculated as part of the $200,000 ca…","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-307"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-312","reason":"unparsed_value","detail":"The Business Essentials Plus Earning Bonus tier that is applied to your U.S. Bank Business Essentials Plus credit card account is determined based upon the Qualifying Balance (as described above). If your daily Qualifying Balance qualifies you for a tier upgrade or downgrade, you will be moved to the higher or lower tier (within 5 business days).  This means that the bonus tier that will be applied to your account may vary during a Card billing cycle. The Business Essentials Plus Earning Bonus is applied based on the Purchase transaction date using the effective tier value determined as of the date the transaction posts. The applicable Business Essentials Plus Earning Bonus tier will be determined by reviewing the Qualifying Balance of the Authorized Officer’s qualifying account(s). Balances of employee Qualifying Checking Accounts will not qualify for determining the Business Essentials Plus Earning Bonus.","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"5b2084bdc709e0e1784605bceaf31219","pageNumber":null,"quote":"The Business Essentials Plus Earning Bonus tier that is applied to your U.S. Bank Business Essentials Plus credit card account is determined based upon the Qualifying Balance (as described above). If your daily Qualifying Balance qualifies you for a tier upgrade or downgrade, you will be moved to the higher or lower tier (within 5 business days).  This means that the bonus tier that will be appli…","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-312"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-315","reason":"unparsed_value","detail":"You will earn 5 Points (2 base and 3 additional) for every $1 in eligible Net Purchases spent on the top eligible spend category each month up to a $200,000 annual spend cap. “Annual” means the one-year period starting on the Account opening date. Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases. As used in these Program Rules, “Top Categories” include accounting & tax services, airlines, cell phone service providers, dining, entertainment (such as bowling alleys, golf courses, entertainment parks), office supply stores, postal & shipping services, and utilities. These “Top Categories” may change in the future without notice. Please allow 1-2 statement billing cycles for Points to be credited to your account.","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"d190d6274a23150a451435eb83e33c2c","pageNumber":null,"quote":"You will earn 5 Points (2 base and 3 additional) for every $1 in eligible Net Purchases spent on the top eligible spend category each month up to a $200,000 annual spend cap. “Annual” means the one-year period starting on the Account opening date. Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases. 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fee"}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"122fe3ddb9c3c399b630ae508bfa3063","pageNumber":null,"quote":"U.S. Bank Business Essentials™ Plus Visa Signature® Card","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"network"},{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National 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All employee card(s) eligible Net Purchases will count towards the $15,000 spend requirement. 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All employee card(s) eligible Net Purchases will count towards the $15,000 spend requirement. Please allow 1-2 statement billing cycles for your bonus points to be credited to your account. This offer may not be combined with any other credit card bonus offer. Subject to credit approval. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account or statement credit. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, and/or gift cards. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. 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Deposits in other U.S. Bank accounts do not qualify towards the Qualifying Balance requirement. Based on your Qualifying Balance, you will earn Points according to the following Business Essentials Plus Earning Bonus tiers, except for the exceptions described below: ","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"2a4b2a3bda164d9ecc646c4757439ec2","pageNumber":null,"quote":"Have a “Qualifying Balance” with U.S. Bank in an open Qualifying Business Checking Account. Deposits in other U.S. Bank accounts do not qualify towards the Qualifying Balance requirement. Based on your Qualifying Balance, you will earn Points according to the following Business Essentials Plus Earning Bonus tiers, except for the exceptions described below:","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-395"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-396","reason":"unparsed_value","detail":"Between $15,000 - $74,999.99, to earn a total of 2.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 0.5 Points),","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"07998e55b1fe5c37274d3284b9caaeca","pageNumber":null,"quote":"Between $15,000 - $74,999.99, to earn a total of 2.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 0.5 Points),","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-396"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-397","reason":"unparsed_value","detail":"Between $75,000 - $149,999.99, to earn a total of 3 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1 Point), or","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"cc4a0da1a6ff4b17f250bd88fd752afd","pageNumber":null,"quote":"Between $75,000 - $149,999.99, to earn a total of 3 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1 Point), or","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-397"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-398","reason":"unparsed_value","detail":"$150,000 or more to earn a total of 3.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1.5 Points). ","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"49f52b4ff9c89c641ed35a7b5061d5b5","pageNumber":null,"quote":"$150,000 or more to earn a total of 3.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1.5 Points).","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-398"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-405","reason":"unparsed_value","detail":"Business Essentials Plus Earning Bonus applies to a maximum of $200,000 in eligible Net Purchases annually (which is the one-year period starting on the Account opening date). Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases.","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"2895510cd797be30b8308008790a9bea","pageNumber":null,"quote":"Business Essentials Plus Earning Bonus applies to a maximum of $200,000 in eligible Net Purchases annually (which is the one-year period starting on the Account opening date). Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases.","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-405"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-406","reason":"unparsed_value","detail":"Not all Purchases are eligible to earn the Business Essentials Plus Earning Bonus: Purchases classified as (1) education/school, (2) gift cards (including discount gift card sites), and (3) tax will earn the base of 2 points per $1 spent in Net Purchases and may not earn additional Points for the Business Essentials Plus Earning Bonus. These Purchases are not calculated as part of the $200,000 cap. Each merchant’s business is identified by a category code established by Visa. A Purchase will not earn additional rewards if the category code applied to a merchant is in a category that is not eligible for additional rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional rewards.","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"81d0482cbe5f970fcb07b7b67706be89","pageNumber":null,"quote":"Not all Purchases are eligible to earn the Business Essentials Plus Earning Bonus: Purchases classified as (1) education/school, (2) gift cards (including discount gift card sites), and (3) tax will earn the base of 2 points per $1 spent in Net Purchases and may not earn additional Points for the Business Essentials Plus Earning Bonus. These Purchases are not calculated as part of the $200,000 ca…","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-406"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-411","reason":"unparsed_value","detail":"The Business Essentials Plus Earning Bonus tier that is applied to your U.S. Bank Business Essentials Plus credit card account is determined based upon the Qualifying Balance (as described above). If your daily Qualifying Balance qualifies you for a tier upgrade or downgrade, you will be moved to the higher or lower tier (within 5 business days).  This means that the bonus tier that will be applied to your account may vary during a Card billing cycle. The Business Essentials Plus Earning Bonus is applied based on the Purchase transaction date using the effective tier value determined as of the date the transaction posts. The applicable Business Essentials Plus Earning Bonus tier will be determined by reviewing the Qualifying Balance of the Authorized Officer’s qualifying account(s). Balances of employee Qualifying Checking Accounts will not qualify for determining the Business Essentials Plus Earning Bonus.","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"37d9bbb3170bb5eeadd656236119440d","pageNumber":null,"quote":"The Business Essentials Plus Earning Bonus tier that is applied to your U.S. Bank Business Essentials Plus credit card account is determined based upon the Qualifying Balance (as described above). If your daily Qualifying Balance qualifies you for a tier upgrade or downgrade, you will be moved to the higher or lower tier (within 5 business days).  This means that the bonus tier that will be appli…","recordId":"official-issuer:page:url:d0e0515834003e8f11085d72d61b8efb1183582349f7e63592b066f27477db1f","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-411"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-415","reason":"unparsed_value","detail":"You will earn 5 Points (2 base and 3 additional) for every $1 in eligible Net Purchases spent on the top eligible spend category each month up to a $200,000 annual spend cap. “Annual” means the one-year period starting on the Account opening date. Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases. As used in these Program Rules, “Top Categories” include accounting & tax services, airlines, cell phone service providers, dining, entertainment (such as bowling alleys, golf courses, entertainment parks), office supply stores, postal & shipping services, and utilities. These “Top Categories” may change in the future without notice. Please allow 1-2 statement billing cycles for Points to be credited to your account.","sources":[{"snapshotId":"33611","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-03T13:25:26.346Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards.html","passageId":"8893e26b01c2e8b01b6b1290619d3454","pageNumber":null,"quote":"You will earn 5 Points (2 base and 3 additional) for every $1 in eligible Net Purchases spent on the top eligible spend category each month up to a $200,000 annual spend cap. “Annual” means the one-year period starting on the Account opening date. Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases. 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Deposits in other U.S. Bank accounts do not qualify towards the Qualifying Balance requirement. Based on your Qualifying Balance, you will earn Points according to the following Business Essentials Plus Earning Bonus tiers, except for the exceptions described below: ","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"2cdab67df9c3a7f8dd852f77206be833","pageNumber":null,"quote":"Have a “Qualifying Balance” with U.S. Bank in an open Qualifying Business Checking Account. Deposits in other U.S. Bank accounts do not qualify towards the Qualifying Balance requirement. Based on your Qualifying Balance, you will earn Points according to the following Business Essentials Plus Earning Bonus tiers, except for the exceptions described below:","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-296"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-297","reason":"unparsed_value","detail":"Between $15,000 - $74,999.99, to earn a total of 2.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 0.5 Points),","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"574264fe28746acc32f3d52fa251989d","pageNumber":null,"quote":"Between $15,000 - $74,999.99, to earn a total of 2.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 0.5 Points),","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-297"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-298","reason":"unparsed_value","detail":"Between $75,000 - $149,999.99, to earn a total of 3 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1 Point), or","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"3282973640de72de45a41e816531f673","pageNumber":null,"quote":"Between $75,000 - $149,999.99, to earn a total of 3 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1 Point), or","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-298"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-299","reason":"unparsed_value","detail":"$150,000 or more to earn a total of 3.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1.5 Points). ","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"63ba1a4453a368cad6e91b27dc70f0f0","pageNumber":null,"quote":"$150,000 or more to earn a total of 3.5 Points per $1 of eligible Net Purchases (a base of 2 Points plus the Business Essentials Plus Earning Bonus of 1.5 Points).","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-299"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-306","reason":"unparsed_value","detail":"Business Essentials Plus Earning Bonus applies to a maximum of $200,000 in eligible Net Purchases annually (which is the one-year period starting on the Account opening date). Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases.","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"c5034a39dcbf48ad08e197dcb7725e93","pageNumber":null,"quote":"Business Essentials Plus Earning Bonus applies to a maximum of $200,000 in eligible Net Purchases annually (which is the one-year period starting on the Account opening date). Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases.","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-306"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-307","reason":"unparsed_value","detail":"Not all Purchases are eligible to earn the Business Essentials Plus Earning Bonus: Purchases classified as (1) education/school, (2) gift cards (including discount gift card sites), and (3) tax will earn the base of 2 points per $1 spent in Net Purchases and may not earn additional Points for the Business Essentials Plus Earning Bonus. These Purchases are not calculated as part of the $200,000 cap. Each merchant’s business is identified by a category code established by Visa. A Purchase will not earn additional rewards if the category code applied to a merchant is in a category that is not eligible for additional rewards earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional rewards.","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"99bccc9e672275dd22941a18f8797bfd","pageNumber":null,"quote":"Not all Purchases are eligible to earn the Business Essentials Plus Earning Bonus: Purchases classified as (1) education/school, (2) gift cards (including discount gift card sites), and (3) tax will earn the base of 2 points per $1 spent in Net Purchases and may not earn additional Points for the Business Essentials Plus Earning Bonus. These Purchases are not calculated as part of the $200,000 ca…","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-307"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-312","reason":"unparsed_value","detail":"The Business Essentials Plus Earning Bonus tier that is applied to your U.S. Bank Business Essentials Plus credit card account is determined based upon the Qualifying Balance (as described above). If your daily Qualifying Balance qualifies you for a tier upgrade or downgrade, you will be moved to the higher or lower tier (within 5 business days).  This means that the bonus tier that will be applied to your account may vary during a Card billing cycle. The Business Essentials Plus Earning Bonus is applied based on the Purchase transaction date using the effective tier value determined as of the date the transaction posts. The applicable Business Essentials Plus Earning Bonus tier will be determined by reviewing the Qualifying Balance of the Authorized Officer’s qualifying account(s). Balances of employee Qualifying Checking Accounts will not qualify for determining the Business Essentials Plus Earning Bonus.","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"5b2084bdc709e0e1784605bceaf31219","pageNumber":null,"quote":"The Business Essentials Plus Earning Bonus tier that is applied to your U.S. Bank Business Essentials Plus credit card account is determined based upon the Qualifying Balance (as described above). If your daily Qualifying Balance qualifies you for a tier upgrade or downgrade, you will be moved to the higher or lower tier (within 5 business days).  This means that the bonus tier that will be appli…","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-312"}]},{"observationKind":"card_reward","fieldKey":"rewards-detail-315","reason":"unparsed_value","detail":"You will earn 5 Points (2 base and 3 additional) for every $1 in eligible Net Purchases spent on the top eligible spend category each month up to a $200,000 annual spend cap. “Annual” means the one-year period starting on the Account opening date. Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases. As used in these Program Rules, “Top Categories” include accounting & tax services, airlines, cell phone service providers, dining, entertainment (such as bowling alleys, golf courses, entertainment parks), office supply stores, postal & shipping services, and utilities. These “Top Categories” may change in the future without notice. Please allow 1-2 statement billing cycles for Points to be credited to your account.","sources":[{"snapshotId":"50204","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-13T11:01:38.684Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.usbank.com/business-banking/business-credit-cards/business-essentials-plus-credit-card.html","passageId":"d190d6274a23150a451435eb83e33c2c","pageNumber":null,"quote":"You will earn 5 Points (2 base and 3 additional) for every $1 in eligible Net Purchases spent on the top eligible spend category each month up to a $200,000 annual spend cap. “Annual” means the one-year period starting on the Account opening date. Eligible Net Purchases over $200,000 will earn the base earn of 2 Points per $1 spent in Net Purchases. As used in these Program Rules, “Top Categories…","recordId":"official-issuer:page:url:61cbab2a6ea6ad702ef341994986b486e631de1f45dedf66b0d2995dfc430a7c","recordFields":[],"fieldKey":"withheld:card_reward:rewards-detail-315"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}