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The introductory rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. 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The introductory rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. Should you choose to change your billing structure during the introductory period, the introductory rate may be forfeited, and the standard purchase APR applied to the remaining balance. We apply your payments to balances with lower APRs first.","eligibilityConditionSources":[{"snapshotId":"53653","sourceKind":"official_issuer","publisherName":"U.S. Bank National Association","capturedAt":"2026-10-14T16:28:44.951Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://alliance.usbank.com/en-us/edward-jones/credit-cards.html","passageId":"8f1f887c17e12687e12002e926838ec9","pageNumber":null,"quote":". The introductory rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. 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Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. 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The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Your $1,500 in eligible Net Purchases must post to your account during the promotion period. The date that a transaction is made may not be the same date that a transaction posts to your account, and we cannot control when a merchant submits a transaction to be posted to your account. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please allow 1-2 billing cycles after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Business Mastercard Accounts do not qualify for this one time bonus. This offer may not be combined with any other bonus offer. 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Please allow 1-2 billing cycles after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Business Mastercard Accounts do not qualify for this one time bonus. This offer may not be combined with any other bonus offer. 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Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. 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