{"data":{"path":"united-credit-union/u-boost","artwork":null,"name":"U Boost","officialName":"U Boost","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"United Credit Union","handle":"united-credit-union"},"institution":{"name":"United Credit Union","handle":"united-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"3031","offerKind":"standard","channel":null,"nameAsFiled":"U Boost","handle":null,"terms":{"productId":"4215","path":"united-credit-union/u-boost","name":"U Boost","officialName":"U Boost","aliases":[],"institutionId":"75573","institutionName":"United Credit Union","institutionHandle":"united-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":0,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":150,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"6073dcd16849a9d465ef5d0b81b7a0e7","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"283d7dca72ecbd36d68d052f3f995ef4","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"785ee076a5d4d1b06f7927f8e356f18d","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"ef9671c07aec7139be139832d8b802b4","pageNumber":null,"quote":"1.5%","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":150,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"1.5%"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"d5f9fac2f61e657dff12780c6873b450","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"f4827a078006e9f985d1c17fd4626762","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:replacement_card:1"}],"feeType":"replacement_card","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"4019b0ed9183dcddbed3087e08d9aa65","pageNumber":null,"quote":"apply now","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"card_link"}],"linkKey":"apply","linkKind":"application","url":"https://access.meridianlink.com/pos/unitedfcu_241218/02ea850f-a853-41e3-ae73-a9cb6f9225ad/new","label":"apply now"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"22cc10067365a30d96876469b3854edd","pageNumber":null,"quote":"U Boost Visa® Credit Card Agreement & Disclosures (PDF)","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"card_link"}],"linkKey":"agreement","linkKind":"disclosure","url":"https://unitedfcu.com/getmedia/eba3efcf-2a6a-4900-86fe-9970f3184a59/U-Boost-Credit-Card-Agreement-TILA-August-2025.pdf","label":"U Boost Visa® Credit Card Agreement & Disclosures (PDF)"}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"withheld-315","reason":"unparsed_value","detail":"APR retained verbatim; no capture date supplied to establish a qualified effective date.","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"2c35759b96c5bea0529709848a8ea484","pageNumber":null,"quote":"18.00%","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"withheld:card_apr:withheld-315"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"3031","offerKind":"standard","channel":null,"nameAsFiled":"U Boost","handle":null,"terms":{"productId":"4215","path":"united-credit-union/u-boost","name":"U Boost","officialName":"U Boost","aliases":[],"institutionId":"75573","institutionName":"United Credit Union","institutionHandle":"united-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":0,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":150,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"6073dcd16849a9d465ef5d0b81b7a0e7","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"283d7dca72ecbd36d68d052f3f995ef4","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"785ee076a5d4d1b06f7927f8e356f18d","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"ef9671c07aec7139be139832d8b802b4","pageNumber":null,"quote":"1.5%","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":150,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"1.5%"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"d5f9fac2f61e657dff12780c6873b450","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"f4827a078006e9f985d1c17fd4626762","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"fee:replacement_card:1"}],"feeType":"replacement_card","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"4019b0ed9183dcddbed3087e08d9aa65","pageNumber":null,"quote":"apply now","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"card_link"}],"linkKey":"apply","linkKind":"application","url":"https://access.meridianlink.com/pos/unitedfcu_241218/02ea850f-a853-41e3-ae73-a9cb6f9225ad/new","label":"apply now"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T15:48:44.936Z","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"22cc10067365a30d96876469b3854edd","pageNumber":null,"quote":"U Boost Visa® Credit Card Agreement & Disclosures (PDF)","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"card_link"}],"linkKey":"agreement","linkKind":"disclosure","url":"https://unitedfcu.com/getmedia/eba3efcf-2a6a-4900-86fe-9970f3184a59/U-Boost-Credit-Card-Agreement-TILA-August-2025.pdf","label":"U Boost Visa® Credit Card Agreement & Disclosures (PDF)"}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"withheld-315","reason":"unparsed_value","detail":"APR retained verbatim; no capture date supplied to establish a qualified effective date.","sources":[{"snapshotId":"53519","sourceKind":"official_issuer","publisherName":"UNITED","capturedAt":"2026-10-14T15:48:44.936Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://unitedfcu.com/personal/bank/credit-cards/compare-credit-cards","passageId":"2c35759b96c5bea0529709848a8ea484","pageNumber":null,"quote":"18.00%","recordId":"official-issuer:page:url:01d3a1d9d50ea14993794349f5fcc267127c5fc3bd183087ffbce098600d4262","recordFields":[],"fieldKey":"withheld:card_apr:withheld-315"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}