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Loan Refinancing\nRefinancing can be a time- and money-saving path for many existing homeowners. Our tools and resources can help you determine if refinancing is right for you. Here are some reasons you may want to consider refinancing your home loan.*\nGet a better interest rate.\nIf interest rates are lower now than when you financed your home, you could refinance your current mortgage to decrease your monthly payments and pay less in interest over time.\nHave consistent payments.\nIf you currently have an adjustable-rate mortgage and want the stability of paying the same interest rate throughout the life of the loan, switching to a fixed-rate mortgage could be a good option.\nAdjust the length of your mortgage.\nIf you want to pay off your home faster, you can switch from a long-term mortgage to a shorter-term option. This could save you money over the life of the loan but will increase your monthly payments.\nReady to Apply?\nApply to refinance your home loan online, call Priority Service at \n800.788.4578\n, or visit a Washington Trust Bank location near you.\nApply Online\nReady to get started?\nConnect with a loan officer.\nfind a loan officer near you\nImportant information:\n*Subject to credit approval and must meet eligibility requirements.\nApply Online: https://wtb.bd.digitals.dmattercloud.com/landingPage","sources":[{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"02cf83da279f1782edd83d318c3507c4","pageNumber":null,"quote":"Home Loan Refinancing","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"99b6e9f68f870975e4b18098b5e0e113","pageNumber":null,"quote":"Refinancing can be a time- and money-saving path for many existing homeowners. Our tools and resources can help you determine if refinancing is right for you. Here are some reasons you may want to consider refinancing your home loan.*","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"12a459942f2d26993e674b6657607316","pageNumber":null,"quote":"Get a better interest rate.","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"7e980de84c333b10b2d3e17615fc0bbb","pageNumber":null,"quote":"If interest rates are lower now than when you financed your home, you could refinance your current mortgage to decrease your monthly payments and pay less in interest over time.","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"3668a479653f68c17af739b363f28412","pageNumber":null,"quote":"Have consistent payments.","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"7866b0d17bf7ab1eaa1f728704dfa688","pageNumber":null,"quote":"If you currently have an adjustable-rate mortgage and want the stability of paying the same interest rate throughout the life of the loan, switching to a fixed-rate mortgage could be a good option.","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"12c5afafb2ddcc64518426afb60acf07","pageNumber":null,"quote":"Adjust the length of your mortgage.","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"9bc166afb51be37a4f41db32ccd8bb58","pageNumber":null,"quote":"If you want to pay off your home faster, you can switch from a long-term mortgage to a shorter-term option. This could save you money over the life of the loan but will increase your monthly payments.","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"8f37d97701902bcbdce68dfdeeba304e","pageNumber":null,"quote":"Ready to Apply?","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust 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you.","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T13:00:50.762Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/home-loan-refinancing","passageId":"cd8299881f429f4e7a116895ff2ebe95","pageNumber":null,"quote":"Apply Online","recordId":"official-issuer:page:url:5432b7257d635399c850401728f85bf4aed76819b9a804e3b4d7d1d7bc1ce9d3","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"40765","sourceKind":"official_issuer","publisherName":"Washington Trust 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