{"data":{"path":"washington-trust-bank/visa-business-card","artwork":null,"name":"Visa Business Card","officialName":"Washington Trust Bank Visa Business Card","type":"credit_card","audience":"business","lifecycleStatus":"active","owner":{"name":"Washington Trust Bank","handle":"washington-trust-bank"},"institution":{"name":"Washington Trust Bank","handle":"washington-trust-bank"},"actualIssuerName":null,"standardOffer":{"id":"747","offerKind":"standard","channel":null,"nameAsFiled":"Washington Trust Bank Visa Business Card","handle":null,"terms":{"productId":"1930","path":"washington-trust-bank/visa-business-card","name":"Visa Business Card","officialName":"Washington Trust Bank Visa Business Card","aliases":[],"institutionId":"68862","institutionName":"Washington Trust Bank","institutionHandle":"washington-trust-bank","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":"none","periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":true,"requirementRouteTypes":["other"],"featureTokens":[],"consumerWebsite":"https://www.watrust.com/small-business/lending/small-business-credit-cards","consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"fd034f5ede906396c975bcd9dd4a57b1","pageNumber":null,"quote":"No annual fee.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No annual fee."}],"cardTerms":{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"fd034f5ede906396c975bcd9dd4a57b1","pageNumber":null,"quote":"No annual fee.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"928050b6908c801a9937036a83d59f0f","pageNumber":null,"quote":"The Visa Business Card gives you versatility, convenience, and control over your expenditures with these features:","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"consumer_website"},{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"928050b6908c801a9937036a83d59f0f","pageNumber":null,"quote":"The Visa Business Card gives you versatility, convenience, and control over your expenditures with these features:","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"network"},{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"cca7f5b9f663a88188be359a82d2a0d1","pageNumber":null,"quote":"Subject to credit approval.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"requirement:credit-approval"}],"securityType":null,"securityTypeNullReason":"not_disclosed","currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":null,"gracePeriodDaysNullReason":"not_disclosed","gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":null,"balanceComputationMethod":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"none","foreignTransactionsFeeFree":null,"network":"visa","requirementsForOpening":true,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.watrust.com/small-business/lending/small-business-credit-cards","consumerTelephone":null},"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"9e7ad534d067bd80bbeec3c6da04c557","pageNumber":null,"quote":"Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_cash_benefit"},{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"1ebd1132a280bb672625c7444a3f02ba","pageNumber":null,"quote":"You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}],"benefitKey":"qualifying-net-purchases","benefitKind":"cashback_earnings","percentBps":150,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card.","qualificationConditions":"You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges. ","qualificationConditionSources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"1ebd1132a280bb672625c7444a3f02ba","pageNumber":null,"quote":"You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}]}],"cardLinks":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"dc38db4d65f2274cabe9a3215520765b","pageNumber":null,"quote":"Business Credit Card Guide to Benefits","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_link"}],"linkKey":"benefits","linkKind":"disclosure","url":"https://www.watrust.com/assets/files/8s0FrmwQ","label":"Business Credit Card Guide to Benefits"},{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"b2875e4709caa2406d39a39577300dbb","pageNumber":null,"quote":"See Clearly Cash Back™ Terms & Conditions","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_link"}],"linkKey":"cashback-program","linkKind":"disclosure","url":"https://www.watrust.com/assets/files/M2JAwWvI","label":"See Clearly Cash Back™ Terms & Conditions"}],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"redemption-program","reason":"unparsed_value","detail":"The source states unlimited 1.5% cash back and names redemption choices; redemption processing time and uncaptured program terms remain undisclosed.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"c2181a8d014caa0003f0f684309daeaf","pageNumber":null,"quote":"Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card. Your Cash Back rewards can be redeemed for:","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:redemption-program"}]},{"observationKind":"card_offer","fieldKey":"statement-redemption","reason":"unparsed_value","detail":"Cash back may be credited to the Washington Trust Visa statement; redemption processing time is undisclosed.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"09bf67d4528775dee710c74397a41036","pageNumber":null,"quote":"A credit to your Washington Trust Visa Card statement.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:statement-redemption"}]},{"observationKind":"card_offer","fieldKey":"deposit-redemption","reason":"unparsed_value","detail":"Cash back may be deposited to Washington Trust checking or savings; no point conversion is inferred.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"d68ed00b1be566266a699369091dd639","pageNumber":null,"quote":"A deposit to your Washington Trust Checking or Savings account.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:deposit-redemption"}]},{"observationKind":"card_offer","fieldKey":"travel-insurance","reason":"unparsed_value","detail":"The insurance ceiling is not a credit limit or cash reward. The separate benefit qualifications and guide apply.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"8bb3d78395a998cbabc93d2b40973833","pageNumber":null,"quote":"Travel Accident Insurance up to $500,000. *","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:travel-insurance"}]},{"observationKind":"card_offer","fieldKey":"benefit-qualifications","reason":"unparsed_value","detail":"Benefits have terms, limitations and exclusions in the applicable Visa guide; uncaptured guide content supplies no additional facts.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"a78a3303ce676682b62f2e61e9a84b29","pageNumber":null,"quote":"Certain terms, conditions, limitations, and exclusions apply. Refer to the applicable Visa Guide to Benefits you receive with your credit card for further details:","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:benefit-qualifications"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"747","offerKind":"standard","channel":null,"nameAsFiled":"Washington Trust Bank Visa Business Card","handle":null,"terms":{"productId":"1930","path":"washington-trust-bank/visa-business-card","name":"Visa Business Card","officialName":"Washington Trust Bank Visa Business Card","aliases":[],"institutionId":"68862","institutionName":"Washington Trust Bank","institutionHandle":"washington-trust-bank","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":"none","periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":true,"requirementRouteTypes":["other"],"featureTokens":[],"consumerWebsite":"https://www.watrust.com/small-business/lending/small-business-credit-cards","consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"fd034f5ede906396c975bcd9dd4a57b1","pageNumber":null,"quote":"No annual fee.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No annual fee."}],"cardTerms":{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"fd034f5ede906396c975bcd9dd4a57b1","pageNumber":null,"quote":"No annual fee.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"928050b6908c801a9937036a83d59f0f","pageNumber":null,"quote":"The Visa Business Card gives you versatility, convenience, and control over your expenditures with these features:","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"consumer_website"},{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"928050b6908c801a9937036a83d59f0f","pageNumber":null,"quote":"The Visa Business Card gives you versatility, convenience, and control over your expenditures with these features:","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"network"},{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"cca7f5b9f663a88188be359a82d2a0d1","pageNumber":null,"quote":"Subject to credit approval.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"requirement:credit-approval"}],"securityType":null,"securityTypeNullReason":"not_disclosed","currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":null,"gracePeriodDaysNullReason":"not_disclosed","gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":null,"balanceComputationMethod":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"none","foreignTransactionsFeeFree":null,"network":"visa","requirementsForOpening":true,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.watrust.com/small-business/lending/small-business-credit-cards","consumerTelephone":null},"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"9e7ad534d067bd80bbeec3c6da04c557","pageNumber":null,"quote":"Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_cash_benefit"},{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"1ebd1132a280bb672625c7444a3f02ba","pageNumber":null,"quote":"You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}],"benefitKey":"qualifying-net-purchases","benefitKind":"cashback_earnings","percentBps":150,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card.","qualificationConditions":"You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges. ","qualificationConditionSources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"1ebd1132a280bb672625c7444a3f02ba","pageNumber":null,"quote":"You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}]}],"cardLinks":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"dc38db4d65f2274cabe9a3215520765b","pageNumber":null,"quote":"Business Credit Card Guide to Benefits","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_link"}],"linkKey":"benefits","linkKind":"disclosure","url":"https://www.watrust.com/assets/files/8s0FrmwQ","label":"Business Credit Card Guide to Benefits"},{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"b2875e4709caa2406d39a39577300dbb","pageNumber":null,"quote":"See Clearly Cash Back™ Terms & Conditions","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"card_link"}],"linkKey":"cashback-program","linkKind":"disclosure","url":"https://www.watrust.com/assets/files/M2JAwWvI","label":"See Clearly Cash Back™ Terms & Conditions"}],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"redemption-program","reason":"unparsed_value","detail":"The source states unlimited 1.5% cash back and names redemption choices; redemption processing time and uncaptured program terms remain undisclosed.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"c2181a8d014caa0003f0f684309daeaf","pageNumber":null,"quote":"Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card. Your Cash Back rewards can be redeemed for:","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:redemption-program"}]},{"observationKind":"card_offer","fieldKey":"statement-redemption","reason":"unparsed_value","detail":"Cash back may be credited to the Washington Trust Visa statement; redemption processing time is undisclosed.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"09bf67d4528775dee710c74397a41036","pageNumber":null,"quote":"A credit to your Washington Trust Visa Card statement.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:statement-redemption"}]},{"observationKind":"card_offer","fieldKey":"deposit-redemption","reason":"unparsed_value","detail":"Cash back may be deposited to Washington Trust checking or savings; no point conversion is inferred.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"d68ed00b1be566266a699369091dd639","pageNumber":null,"quote":"A deposit to your Washington Trust Checking or Savings account.","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:deposit-redemption"}]},{"observationKind":"card_offer","fieldKey":"travel-insurance","reason":"unparsed_value","detail":"The insurance ceiling is not a credit limit or cash reward. The separate benefit qualifications and guide apply.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"8bb3d78395a998cbabc93d2b40973833","pageNumber":null,"quote":"Travel Accident Insurance up to $500,000. *","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:travel-insurance"}]},{"observationKind":"card_offer","fieldKey":"benefit-qualifications","reason":"unparsed_value","detail":"Benefits have terms, limitations and exclusions in the applicable Visa guide; uncaptured guide content supplies no additional facts.","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":"a78a3303ce676682b62f2e61e9a84b29","pageNumber":null,"quote":"Certain terms, conditions, limitations, and exclusions apply. Refer to the applicable Visa Guide to Benefits you receive with your credit card for further details:","recordId":"official-issuer:page:url:254116c425cbe593822a1cc5e6281548fa21e0eb8bff886ef676c4d923d525c6","recordFields":[],"fieldKey":"withheld:card_offer:benefit-qualifications"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:23:16.760Z","sources":[{"snapshotId":"35882","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:23:16.760Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/small-business/lending/small-business-credit-cards","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}