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Rates, terms, and conditions are su…","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:introductory-pricing"}]},{"observationKind":"card_offer","fieldKey":"statement-redemption","reason":"unparsed_value","detail":"Cash back may be credited to the Washington Trust Visa statement; redemption processing time is undisclosed.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"bd8cb0b4b96c29cb7e4c012133fc07de","pageNumber":null,"quote":"A credit to your Washington Trust Visa card statement.","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:statement-redemption"}]},{"observationKind":"card_offer","fieldKey":"deposit-redemption","reason":"unparsed_value","detail":"Cash back may be deposited to Washington Trust checking or savings; processing time is undisclosed.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"c1fb80bf17a04a94a233698638caec21","pageNumber":null,"quote":"A deposit to your Washington Trust checking or savings account.","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:deposit-redemption"}]},{"observationKind":"card_offer","fieldKey":"reward-transfer","reason":"unparsed_value","detail":"Cash rewards may be transferred to other Washington Trust Visa Signature or Platinum cardholders; transfer timing and complete qualifications remain undisclosed.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"6dee42dd3279e79f71f88244bc47299e","pageNumber":null,"quote":"A transfer of your cash rewards to other Washington Trust Bank Visa Signature or Platinum cardholders.","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:reward-transfer"}]},{"observationKind":"card_offer","fieldKey":"benefit-qualifications","reason":"unparsed_value","detail":"The applicable Visa benefits guide supplies additional terms, limitations and exclusions; uncaptured guide content supplies no additional facts.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"d47170df42081c4926c1c03ae1bc225c","pageNumber":null,"quote":"3. Certain terms, conditions, limitations, and exclusions apply. Refer to the applicable Visa Guide to Benefits you receive with your credit card for further details:","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:benefit-qualifications"}]},{"observationKind":"card_offer","fieldKey":"fraud-liability-conditions","reason":"unparsed_value","detail":"Zero liability has Visa transaction exclusions and an immediate-notification condition; it is not a reward or pricing term.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"bf624576696505ec5ae0b5dd561842a2","pageNumber":null,"quote":"2. Visa’s Zero Liability Policy covers U.S.-issued credit cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify us immediately of any unauthorized use.","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:fraud-liability-conditions"}]},{"observationKind":"card_offer","fieldKey":"other-secured-card","reason":"unparsed_value","detail":"The FAQ describes a secured card, without naming an individual secured product or establishing that these two named cards are secured.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"ffa3fca98fe798364f385e094b87103b","pageNumber":null,"quote":"Yes. A secured credit card works like a traditional credit card, with a cash deposit held in the savings account as collateral. It can be a helpful option if you're working to build credit and an unsecured card may not yet be the right fit.","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:other-secured-card"}]},{"observationKind":"card_offer","fieldKey":"credit-limit-column","reason":"unparsed_value","detail":"This is the exact selected card column in the comparison table.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"22971c1264b0a6befb2a0fc70675fc48","pageNumber":null,"quote":"Visa Platinum","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:credit-limit-column"}]},{"observationKind":"card_offer","fieldKey":"credit-limit-heading","reason":"unparsed_value","detail":"The table identifies this row as credit limit, separately from travel insurance.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"d7da715f8134e16a1ccb9f692d258049","pageNumber":null,"quote":"Credit limit","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:credit-limit-heading"}]},{"observationKind":"card_offer","fieldKey":"source-credit-limit","reason":"unparsed_value","detail":"The Platinum column states a credit limit range of $300 to $4,999; this is not an approval guarantee or a collateral deposit.","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":"f2b6b419723a8d28cabf1b9c35dc6ace","pageNumber":null,"quote":"$300 to $4,999","recordId":"official-issuer:page:url:75373c502483bed0a115ef21f44c198e7384a68ffde97a5d4823bc41fe4b851e","recordFields":[],"fieldKey":"withheld:card_offer:source-credit-limit"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T00:22:28.611Z","sources":[{"snapshotId":"35877","sourceKind":"official_issuer","publisherName":"Washington Trust Bank","capturedAt":"2026-10-04T00:22:28.611Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.watrust.com/personal/lending/credit-cards","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}