{"data":{"path":"wells-fargo/attune-world-elite-mastercard","artwork":null,"name":"Attune World Elite Mastercard","officialName":"Wells Fargo Attune World Elite Mastercard","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Wells Fargo","handle":"wells-fargo"},"institution":{"name":"Wells Fargo","handle":"wells-fargo"},"actualIssuerName":null,"standardOffer":{"id":"591","offerKind":"standard","channel":null,"nameAsFiled":"Wells Fargo Attune World Elite Mastercard","handle":null,"terms":{"productId":"1714","path":"wells-fargo/attune-world-elite-mastercard","name":"Attune World Elite Mastercard","officialName":"Wells Fargo Attune World Elite Mastercard","aliases":[],"institutionId":"69158","institutionName":"Wells Fargo","institutionHandle":"wells-fargo","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":false,"network":null,"targetedCreditTier":null,"gracePeriodDays":25,"minimumFinanceChargeCents":100,"balanceComputationMethod":"average_daily_including_new_purchases","periodicFeeFrequency":"none","periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":2849,"purchaseRegularGoodBps":2849,"purchaseRegularGreatBps":2849,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":0,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":0,"purchaseIntroMaxBps":0,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":2949,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":2949,"cashAdvanceRegularMaxBps":2949,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":13,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":"variable","variableRateIndex":"Prime Rate","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":0,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"not_offered","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"not_disclosed","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":500,"cashAdvanceFeeMinimumCents":1000,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":300,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":0,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"not_offered","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":0,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"not_offered","lateRepeatFeeAmountCents":null,"availabilityScope":"national","availabilityStateCodes":[],"availabilityCountyScoped":false,"requirementsForOpening":false,"requirementRouteTypes":[],"featureTokens":["access_to_free_credit_scores","cashback_rewards","chip_card","contactless_payments","mobile_wallet_provisioning","other","purchase_discounts"],"consumerWebsite":"https://www.wellsfargo.com/credit-cards/agreements","consumerTelephone":"800-642-4720","loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["government_dataset","official_issuer"],"sourceDocumentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","sourceDocumentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","sourceDocumentPage":20,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"fff3f8397383d47a67f0b8f53b702695","pageNumber":20,"quote":"Tasa de Interés Preferencial + 11.74% a Tasa de Interés Preferencial + 21.74% , según su solvencia. Esta TasaAPR variará con el mercado conforme a la Tasa Preferencial de EE.UU. Es posible que usted no califique para la TasaAPR más baja divulgada en el rango antes mencionado. La TasaAPR aplicable a su cuenta se determinará según nuestra revisión de su informe de crédito, la información que usted …","recordId":null,"recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_disclosed","medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":"Prime Rate","marginBps":null,"marginMinimumBps":1174,"marginMinimumBpsNullReason":null,"marginMaximumBps":2174,"marginMaximumBpsNullReason":null,"marginMaximumIsUpperBound":false,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":false,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":[],"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"fff3f8397383d47a67f0b8f53b702695","pageNumber":20,"quote":"Tasa de Interés Preferencial + 11.74% a Tasa de Interés Preferencial + 21.74% , según su solvencia. Esta TasaAPR variará con el mercado conforme a la Tasa Preferencial de EE.UU. Es posible que usted no califique para la TasaAPR más baja divulgada en el rango antes mencionado. La TasaAPR aplicable a su cuenta se determinará según nuestra revisión de su informe de crédito, la información que usted …","recordId":null,"recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"0b6418053357d98b611fafa375162bc4","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2949,"minimumBpsNullReason":null,"medianBps":2949,"medianBpsNullReason":null,"maximumBps":2949,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"0b6418053357d98b611fafa375162bc4","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"f10b809475e35d00d6e4d5131fe4de4b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Intro APR max","Intro APR median","Intro APR min","Introductory APR Offered?","Median Length of Introductory APR","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:purchase:introductory:all:0"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":0,"minimumBpsNullReason":null,"medianBps":0,"medianBpsNullReason":null,"maximumBps":0,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":13,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"f10b809475e35d00d6e4d5131fe4de4b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Intro APR max","Intro APR median","Intro APR min","Introductory APR Offered?","Median Length of Introductory APR","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"957b1ba3629adfaec374a4133699ffa9","pageNumber":20,"quote":"Tasa de Interés Preferencial + 11.74% a Tasa de Interés Preferencial + 21.74% , según su solvencia. Esta TasaAPR variará con el mercado conforme a la Tasa Preferencial de EE.UU. Es posible que usted no califique para la TasaAPR más baja divulgada en el rango antes mencionado. La TasaAPR aplicable a su cuenta se determinará según nuestra revisión de su informe de crédito, la información que usted …","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_disclosed","medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":"Prime Rate","marginBps":null,"marginMinimumBps":1174,"marginMinimumBpsNullReason":null,"marginMaximumBps":2174,"marginMaximumBpsNullReason":null,"marginMaximumIsUpperBound":false,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":false,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":[],"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"957b1ba3629adfaec374a4133699ffa9","pageNumber":20,"quote":"Tasa de Interés Preferencial + 11.74% a Tasa de Interés Preferencial + 21.74% , según su solvencia. Esta TasaAPR variará con el mercado conforme a la Tasa Preferencial de EE.UU. Es posible que usted no califique para la TasaAPR más baja divulgada en el rango antes mencionado. La TasaAPR aplicable a su cuenta se determinará según nuestra revisión de su informe de crédito, la información que usted …","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"a88421565cf734355185e9d35f1c529f","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR good","Variable Rate Index"],"fieldKey":"apr:purchase:regular:good:0"}],"purpose":"purchase","phase":"regular","creditTier":"good","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"a88421565cf734355185e9d35f1c529f","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR good","Variable Rate Index"],"fieldKey":"apr:purchase:regular:good:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5ef35c1b6d6e14d505fd736398fa3411","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR great","Variable Rate Index"],"fieldKey":"apr:purchase:regular:great:0"}],"purpose":"purchase","phase":"regular","creditTier":"great","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5ef35c1b6d6e14d505fd736398fa3411","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR great","Variable Rate Index"],"fieldKey":"apr:purchase:regular:great:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"712a82c14b03bb198c2b6cbce6d21863","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR poor","Variable Rate Index"],"fieldKey":"apr:purchase:regular:poor:0"}],"purpose":"purchase","phase":"regular","creditTier":"poor","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"712a82c14b03bb198c2b6cbce6d21863","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR poor","Variable Rate Index"],"fieldKey":"apr:purchase:regular:poor:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"365cf7e9595b96a7943f2e8e496df278","pageNumber":20,"quote":"Ninguna","recordId":null,"recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":"amount_only","explanation":"Puede convertir  una  transacción  de  Compra  en  un  Plan  Split  Pay  que  esté  por  encima  de  un  monto  en  dólares  especificado.  No  puede convertir  las  siguientes  transacciones  en  un  Plan  Split  Pay:Cualquier  cargo  que  nos  deba,  incluida  la  Cuota  Anuallos  Adelantos  en Efectivolas Transferencias de Saldo\n\nAgregaremos este cargo a su estado de cuenta mensual una vez al año, independientemente de que usted use o no esta Cuenta, comenzando a partir del mes posterior a la apertura de su Cuenta. Agregamos este cargo a su saldo de Compras, lo cual podría generar cargos por intereses. Para evitar futuras cuotas anuales, deberá cerrar su Cuenta antes de que le cobremos la cuota anual. Usted podría ser elegible para un reembolso de la cuota anual dependiendo de cuándo cierre su Cuenta.\n\nCuota Anual Cargo por Pago Atrasado Cargo por Entrega Rápida de Tarjeta"},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e6868a3785f20f78f81a3e97dac7eeca","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Balance Transfer Fee ($)","Balance Transfer Fee (%)","Balance Transfer Fee Calculation","Balance Transfer Fee Types","Balance Transfer Fees?","Minimum Balance Transfer Fee Amount"],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":"Up to 5% for each balance transfer, with a minimum of $5."},{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"18503bdff15465f203170265c710e468","pageNumber":20,"quote":"$10 o el 5% del monto de cada adelanto, lo que sea mayor.","recordId":null,"recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":500,"percentNullReason":null,"minimumAmountCents":1000,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":"$10 o el 5% del monto de cada adelanto, lo que sea mayor.\n\nEn un Adelanto en Efectivo desde su Cuenta\n\nCargo por Adelanto en Efectivo: Sumamos este cargo a su saldo de Adelantos en Efectivo en la fecha de la transacción que se indica en su estado de cuenta."},{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"5e553e1e1c89d2003ce54d39cab765dc","pageNumber":20,"quote":"3% de cada transacción convertida a dólares estadounidenses.","recordId":null,"recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":300,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"3% de cada transacción convertida a dólares estadounidenses.\n\nAlgunos  comercios  fuera  de  EE.  UU.  pueden  darle  una  opción  sobre  cómo  convertir  la  transacción  con  Tarjeta  de  Crédito  en  dólares estadounidenses.  Pueden  ofrecerle  la  opción  de  elegir  que  Mastercard  o  el  comercio  hagan  la  conversión.  Si  usted  elige  que  la  haga  el comercio,  este  determina  el  tipo  de  conversión,  no  Mastercard.  En  esa  situación,  no  le  cobramos  un  cargo  por  conversión  de  moneda extranjera/transacción en el extranjero.\n\nSi usted realiza una transacción en una moneda extranjera y Mastercard la convierte a un monto en dólares estadounidenses"},{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"fbd8df01abfd507d90fa3b5ad1f2710f","pageNumber":20,"quote":"Ninguno","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Cada vez que no recibamos el Pago Mínimo requerido a más tardar en la Fecha de Vencimiento del Pago\n\nCuota Anual Cargo por Pago Atrasado Cargo por Entrega Rápida de Tarjeta"},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e6a16932fd0197c1e72cb029ed3ef104","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Additional Fees","Other Fees"],"fieldKey":"fee:other:1"}],"feeType":"other","feeFrequency":"event_based","sequence":1,"name":"None disclosed","currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"230f80b853675a26cb8de67e289a8987","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Over Limit Fee ($)","Over Limit Fee Types","Over Limit Fees?","Overlimit Fee Detail"],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5c3cf87f23b222e00119ce90767da420","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Minimum Purchase Transaction Fee Amount","Purchase Transaction Fee ($)","Purchase Transaction Fee (%)","Purchase Transaction Fee Calculation","Purchase Transaction Fee Type","Purchase Transaction Fees"],"fieldKey":"fee:purchase_transaction:1"}],"feeType":"purchase_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null}],"cardTerms":{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d0bb32b4c2f3fba5a818ca9b30b61d87","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":null}],"securityType":"unsecured","securityTypeNullReason":null,"currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":25,"gracePeriodDaysNullReason":null,"gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":100,"balanceComputationMethod":"average_daily_including_new_purchases","rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"none","foreignTransactionsFeeFree":false,"network":null,"requirementsForOpening":false,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.wellsfargo.com/credit-cards/agreements","consumerTelephone":"800-642-4720"},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:21","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19377","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/wells-fargo-attune-world-elite-mastercard-account-agreement-2026-07","documentTitle":"Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"b53118970583b51636a735e6df0acea4","pageNumber":21,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:21"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"6f127107308fae10c2b3d0a099144495","pageNumber":20,"quote":"Si se le cobran intereses, el cargo no será inferior a $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:purchase_interest_conditions:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"d203c2e19bb18eb2d92bf5e9bd1ea719","pageNumber":20,"quote":"Su fecha de vencimiento es al menos 25 días después del cierre de cada período de facturación. No le cobraremos intereses sobre las compras si usted paga la totalidad de su saldo cada mes a más tardar en la fecha de vencimiento.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:purchase_interest_conditions:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"d203c2e19bb18eb2d92bf5e9bd1ea719","pageNumber":20,"quote":"Su fecha de vencimiento es al menos 25 días después del cierre de cada período de facturación. No le cobraremos intereses sobre las compras si usted paga la totalidad de su saldo cada mes a más tardar en la fecha de vencimiento.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:annual:annual:table:3:row:1:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"fd6fc99d871e7a76adf5dca562daf1bf","pageNumber":9,"quote":"Agregaremos este cargo a su estado de cuenta mensual una vez al año, independientemente de que usted use o no esta Cuenta, comenzando a partir del mes posterior a la apertura de su Cuenta. Agregamos este cargo a su saldo de Compras, lo cual podría generar cargos por intereses. Para evitar futuras cuotas anuales, deberá cerrar su Cuenta antes de que le cobremos la cuota anual. Usted podría ser ele…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:annual:annual:table:3:row:1:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"c109c7d56b997e43699191c8690a4cef","pageNumber":9,"quote":"En una transacción de Transferencia de Saldo","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"332c1ae99efc399b247168aa3cc688fb","pageNumber":9,"quote":"En un Adelanto en Efectivo desde su Cuenta","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"eb61230baaa698b908f1328a51b6cba0","pageNumber":9,"quote":"Si usted realiza una transacción en una moneda extranjera y Mastercard la convierte a un monto en dólares estadounidenses","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:late_payment:event_based:table:3:row:5:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"b068e918c968f16518a29f8b0537b668","pageNumber":9,"quote":"Cada vez que no recibamos el Pago Mínimo requerido a más tardar en la Fecha de Vencimiento del Pago","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:late_payment:event_based:table:3:row:5:page:9"}]}],"balanceTransferTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d0bb32b4c2f3fba5a818ca9b30b61d87","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"591","offerKind":"standard","channel":null,"nameAsFiled":"Wells Fargo Attune World Elite Mastercard","handle":null,"terms":{"productId":"1714","path":"wells-fargo/attune-world-elite-mastercard","name":"Attune World Elite Mastercard","officialName":"Wells Fargo Attune World Elite Mastercard","aliases":[],"institutionId":"69158","institutionName":"Wells Fargo","institutionHandle":"wells-fargo","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":false,"network":null,"targetedCreditTier":null,"gracePeriodDays":25,"minimumFinanceChargeCents":100,"balanceComputationMethod":"average_daily_including_new_purchases","periodicFeeFrequency":"none","periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":2849,"purchaseRegularGoodBps":2849,"purchaseRegularGreatBps":2849,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":0,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":0,"purchaseIntroMaxBps":0,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":2949,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":2949,"cashAdvanceRegularMaxBps":2949,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":13,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":"variable","variableRateIndex":"Prime Rate","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":0,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"not_offered","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"not_disclosed","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":500,"cashAdvanceFeeMinimumCents":1000,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":300,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":0,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"not_offered","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":0,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"not_offered","lateRepeatFeeAmountCents":null,"availabilityScope":"national","availabilityStateCodes":[],"availabilityCountyScoped":false,"requirementsForOpening":false,"requirementRouteTypes":[],"featureTokens":["access_to_free_credit_scores","cashback_rewards","chip_card","contactless_payments","mobile_wallet_provisioning","other","purchase_discounts"],"consumerWebsite":"https://www.wellsfargo.com/credit-cards/agreements","consumerTelephone":"800-642-4720","loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["government_dataset","official_issuer"],"sourceDocumentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","sourceDocumentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","sourceDocumentPage":20,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"fff3f8397383d47a67f0b8f53b702695","pageNumber":20,"quote":"Tasa de Interés Preferencial + 11.74% a Tasa de Interés Preferencial + 21.74% , según su solvencia. Esta TasaAPR variará con el mercado conforme a la Tasa Preferencial de EE.UU. Es posible que usted no califique para la TasaAPR más baja divulgada en el rango antes mencionado. La TasaAPR aplicable a su cuenta se determinará según nuestra revisión de su informe de crédito, la información que usted …","recordId":null,"recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_disclosed","medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":"Prime Rate","marginBps":null,"marginMinimumBps":1174,"marginMinimumBpsNullReason":null,"marginMaximumBps":2174,"marginMaximumBpsNullReason":null,"marginMaximumIsUpperBound":false,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":false,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":[],"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"fff3f8397383d47a67f0b8f53b702695","pageNumber":20,"quote":"Tasa de Interés Preferencial + 11.74% a Tasa de Interés Preferencial + 21.74% , según su solvencia. Esta TasaAPR variará con el mercado conforme a la Tasa Preferencial de EE.UU. Es posible que usted no califique para la TasaAPR más baja divulgada en el rango antes mencionado. La TasaAPR aplicable a su cuenta se determinará según nuestra revisión de su informe de crédito, la información que usted …","recordId":null,"recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"0b6418053357d98b611fafa375162bc4","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2949,"minimumBpsNullReason":null,"medianBps":2949,"medianBpsNullReason":null,"maximumBps":2949,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"0b6418053357d98b611fafa375162bc4","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"f10b809475e35d00d6e4d5131fe4de4b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Intro APR max","Intro APR median","Intro APR min","Introductory APR Offered?","Median Length of Introductory APR","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:purchase:introductory:all:0"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":0,"minimumBpsNullReason":null,"medianBps":0,"medianBpsNullReason":null,"maximumBps":0,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":13,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"f10b809475e35d00d6e4d5131fe4de4b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Intro APR max","Intro APR median","Intro APR min","Introductory APR Offered?","Median Length of Introductory APR","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"957b1ba3629adfaec374a4133699ffa9","pageNumber":20,"quote":"Tasa de Interés Preferencial + 11.74% a Tasa de Interés Preferencial + 21.74% , según su solvencia. Esta TasaAPR variará con el mercado conforme a la Tasa Preferencial de EE.UU. Es posible que usted no califique para la TasaAPR más baja divulgada en el rango antes mencionado. La TasaAPR aplicable a su cuenta se determinará según nuestra revisión de su informe de crédito, la información que usted …","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_disclosed","medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":"Prime Rate","marginBps":null,"marginMinimumBps":1174,"marginMinimumBpsNullReason":null,"marginMaximumBps":2174,"marginMaximumBpsNullReason":null,"marginMaximumIsUpperBound":false,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":false,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":[],"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"957b1ba3629adfaec374a4133699ffa9","pageNumber":20,"quote":"Tasa de Interés Preferencial + 11.74% a Tasa de Interés Preferencial + 21.74% , según su solvencia. Esta TasaAPR variará con el mercado conforme a la Tasa Preferencial de EE.UU. Es posible que usted no califique para la TasaAPR más baja divulgada en el rango antes mencionado. La TasaAPR aplicable a su cuenta se determinará según nuestra revisión de su informe de crédito, la información que usted …","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"a88421565cf734355185e9d35f1c529f","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR good","Variable Rate Index"],"fieldKey":"apr:purchase:regular:good:0"}],"purpose":"purchase","phase":"regular","creditTier":"good","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"a88421565cf734355185e9d35f1c529f","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR good","Variable Rate Index"],"fieldKey":"apr:purchase:regular:good:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5ef35c1b6d6e14d505fd736398fa3411","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR great","Variable Rate Index"],"fieldKey":"apr:purchase:regular:great:0"}],"purpose":"purchase","phase":"regular","creditTier":"great","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5ef35c1b6d6e14d505fd736398fa3411","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR great","Variable Rate Index"],"fieldKey":"apr:purchase:regular:great:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"712a82c14b03bb198c2b6cbce6d21863","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR poor","Variable Rate Index"],"fieldKey":"apr:purchase:regular:poor:0"}],"purpose":"purchase","phase":"regular","creditTier":"poor","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"712a82c14b03bb198c2b6cbce6d21863","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR poor","Variable Rate Index"],"fieldKey":"apr:purchase:regular:poor:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"365cf7e9595b96a7943f2e8e496df278","pageNumber":20,"quote":"Ninguna","recordId":null,"recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":"amount_only","explanation":"Puede convertir  una  transacción  de  Compra  en  un  Plan  Split  Pay  que  esté  por  encima  de  un  monto  en  dólares  especificado.  No  puede convertir  las  siguientes  transacciones  en  un  Plan  Split  Pay:Cualquier  cargo  que  nos  deba,  incluida  la  Cuota  Anuallos  Adelantos  en Efectivolas Transferencias de Saldo\n\nAgregaremos este cargo a su estado de cuenta mensual una vez al año, independientemente de que usted use o no esta Cuenta, comenzando a partir del mes posterior a la apertura de su Cuenta. Agregamos este cargo a su saldo de Compras, lo cual podría generar cargos por intereses. Para evitar futuras cuotas anuales, deberá cerrar su Cuenta antes de que le cobremos la cuota anual. Usted podría ser elegible para un reembolso de la cuota anual dependiendo de cuándo cierre su Cuenta.\n\nCuota Anual Cargo por Pago Atrasado Cargo por Entrega Rápida de Tarjeta"},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e6868a3785f20f78f81a3e97dac7eeca","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Balance Transfer Fee ($)","Balance Transfer Fee (%)","Balance Transfer Fee Calculation","Balance Transfer Fee Types","Balance Transfer Fees?","Minimum Balance Transfer Fee Amount"],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":"Up to 5% for each balance transfer, with a minimum of $5."},{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"18503bdff15465f203170265c710e468","pageNumber":20,"quote":"$10 o el 5% del monto de cada adelanto, lo que sea mayor.","recordId":null,"recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":500,"percentNullReason":null,"minimumAmountCents":1000,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":"$10 o el 5% del monto de cada adelanto, lo que sea mayor.\n\nEn un Adelanto en Efectivo desde su Cuenta\n\nCargo por Adelanto en Efectivo: Sumamos este cargo a su saldo de Adelantos en Efectivo en la fecha de la transacción que se indica en su estado de cuenta."},{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"5e553e1e1c89d2003ce54d39cab765dc","pageNumber":20,"quote":"3% de cada transacción convertida a dólares estadounidenses.","recordId":null,"recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":300,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"3% de cada transacción convertida a dólares estadounidenses.\n\nAlgunos  comercios  fuera  de  EE.  UU.  pueden  darle  una  opción  sobre  cómo  convertir  la  transacción  con  Tarjeta  de  Crédito  en  dólares estadounidenses.  Pueden  ofrecerle  la  opción  de  elegir  que  Mastercard  o  el  comercio  hagan  la  conversión.  Si  usted  elige  que  la  haga  el comercio,  este  determina  el  tipo  de  conversión,  no  Mastercard.  En  esa  situación,  no  le  cobramos  un  cargo  por  conversión  de  moneda extranjera/transacción en el extranjero.\n\nSi usted realiza una transacción en una moneda extranjera y Mastercard la convierte a un monto en dólares estadounidenses"},{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"fbd8df01abfd507d90fa3b5ad1f2710f","pageNumber":20,"quote":"Ninguno","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Cada vez que no recibamos el Pago Mínimo requerido a más tardar en la Fecha de Vencimiento del Pago\n\nCuota Anual Cargo por Pago Atrasado Cargo por Entrega Rápida de Tarjeta"},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e6a16932fd0197c1e72cb029ed3ef104","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Additional Fees","Other Fees"],"fieldKey":"fee:other:1"}],"feeType":"other","feeFrequency":"event_based","sequence":1,"name":"None disclosed","currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"230f80b853675a26cb8de67e289a8987","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Over Limit Fee ($)","Over Limit Fee Types","Over Limit Fees?","Overlimit Fee Detail"],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5c3cf87f23b222e00119ce90767da420","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Minimum Purchase Transaction Fee Amount","Purchase Transaction Fee ($)","Purchase Transaction Fee (%)","Purchase Transaction Fee Calculation","Purchase Transaction Fee Type","Purchase Transaction Fees"],"fieldKey":"fee:purchase_transaction:1"}],"feeType":"purchase_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null}],"cardTerms":{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d0bb32b4c2f3fba5a818ca9b30b61d87","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":null}],"securityType":"unsecured","securityTypeNullReason":null,"currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":25,"gracePeriodDaysNullReason":null,"gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":100,"balanceComputationMethod":"average_daily_including_new_purchases","rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"none","foreignTransactionsFeeFree":false,"network":null,"requirementsForOpening":false,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.wellsfargo.com/credit-cards/agreements","consumerTelephone":"800-642-4720"},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:21","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19377","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/wells-fargo-attune-world-elite-mastercard-account-agreement-2026-07","documentTitle":"Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"b53118970583b51636a735e6df0acea4","pageNumber":21,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:21"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"6f127107308fae10c2b3d0a099144495","pageNumber":20,"quote":"Si se le cobran intereses, el cargo no será inferior a $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:purchase_interest_conditions:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"d203c2e19bb18eb2d92bf5e9bd1ea719","pageNumber":20,"quote":"Su fecha de vencimiento es al menos 25 días después del cierre de cada período de facturación. No le cobraremos intereses sobre las compras si usted paga la totalidad de su saldo cada mes a más tardar en la fecha de vencimiento.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:purchase_interest_conditions:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"d203c2e19bb18eb2d92bf5e9bd1ea719","pageNumber":20,"quote":"Su fecha de vencimiento es al menos 25 días después del cierre de cada período de facturación. No le cobraremos intereses sobre las compras si usted paga la totalidad de su saldo cada mes a más tardar en la fecha de vencimiento.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:annual:annual:table:3:row:1:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"fd6fc99d871e7a76adf5dca562daf1bf","pageNumber":9,"quote":"Agregaremos este cargo a su estado de cuenta mensual una vez al año, independientemente de que usted use o no esta Cuenta, comenzando a partir del mes posterior a la apertura de su Cuenta. Agregamos este cargo a su saldo de Compras, lo cual podría generar cargos por intereses. Para evitar futuras cuotas anuales, deberá cerrar su Cuenta antes de que le cobremos la cuota anual. Usted podría ser ele…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:annual:annual:table:3:row:1:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"c109c7d56b997e43699191c8690a4cef","pageNumber":9,"quote":"En una transacción de Transferencia de Saldo","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"332c1ae99efc399b247168aa3cc688fb","pageNumber":9,"quote":"En un Adelanto en Efectivo desde su Cuenta","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"eb61230baaa698b908f1328a51b6cba0","pageNumber":9,"quote":"Si usted realiza una transacción en una moneda extranjera y Mastercard la convierte a un monto en dólares estadounidenses","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:late_payment:event_based:table:3:row:5:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19388","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","documentTitle":"Tarjeta Wells Fargo Attune World Elite Mastercard","publicUrl":null,"passageId":"b068e918c968f16518a29f8b0537b668","pageNumber":9,"quote":"Cada vez que no recibamos el Pago Mínimo requerido a más tardar en la Fecha de Vencimiento del Pago","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:late_payment:event_based:table:3:row:5:page:9"}]}],"balanceTransferTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27168","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d0bb32b4c2f3fba5a818ca9b30b61d87","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:wells-fargo-attune-world-elite-mastercard","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"19388","path":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-wells-fargo-attune-world-elite-2026-07","title":"Tarjeta Wells Fargo Attune World Elite Mastercard","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Wells Fargo","handle":"wells-fargo"},"identityDeclarations":[]},{"snapshotId":"19377","path":"wells-fargo/wells-fargo-attune-world-elite-mastercard-account-agreement-2026-07","title":"Wells Fargo Attune World Elite Mastercard","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Wells Fargo","handle":"wells-fargo"},"identityDeclarations":[]}]}}