{"data":{"path":"wells-fargo/one-key-card-mastercard-world-elite","artwork":null,"name":"One Key Card Mastercard World Elite","officialName":"One Key Card Mastercard World Elite","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Wells Fargo","handle":"wells-fargo"},"institution":{"name":"Wells Fargo","handle":"wells-fargo"},"actualIssuerName":null,"standardOffer":{"id":"587","offerKind":"standard","channel":null,"nameAsFiled":"One Key Card Mastercard World Elite","handle":null,"terms":{"productId":"1710","path":"wells-fargo/one-key-card-mastercard-world-elite","name":"One Key Card Mastercard World Elite","officialName":"One Key Card Mastercard World Elite","aliases":[],"institutionId":"69158","institutionName":"Wells Fargo","institutionHandle":"wells-fargo","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":false,"network":null,"targetedCreditTier":null,"gracePeriodDays":25,"minimumFinanceChargeCents":100,"balanceComputationMethod":"average_daily_including_new_purchases","periodicFeeFrequency":"none","periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1849,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":2849,"purchaseRegularGoodBps":2849,"purchaseRegularGreatBps":2849,"purchaseRegularMinBps":1849,"purchaseRegularMaxBps":2849,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":2849,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":2849,"cashAdvanceRegularMaxBps":2849,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"not_offered","balanceTransferIntroNullReason":null,"purchaseRateType":"variable","variableRateIndex":"Prime","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":0,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"not_offered","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"not_disclosed","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"not_disclosed","foreignTransactionFeeAmountCents":0,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"not_offered","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"not_disclosed","overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"not_offered","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":0,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"not_offered","lateRepeatFeeAmountCents":null,"availabilityScope":"national","availabilityStateCodes":[],"availabilityCountyScoped":false,"requirementsForOpening":false,"requirementRouteTypes":[],"featureTokens":["access_to_free_credit_scores","chip_card","contactless_payments","fee_free_foreign_transactions","mobile_wallet_provisioning","other","travel_rewards"],"consumerWebsite":"https://www.wellsfargo.com/credit-cards/agreements","consumerTelephone":"1-800-642-4720","loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["government_dataset"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1849,"maxPurchaseAprBps":2849,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"626f882e7ac1b6fa14d9959c492b0e11","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_offered","minimumBps":null,"minimumBpsNullReason":"not_offered","medianBps":null,"medianBpsNullReason":"not_offered","maximumBps":null,"maximumBpsNullReason":"not_offered","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"626f882e7ac1b6fa14d9959c492b0e11","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d73104e909a7647d455da0da248852b7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2849,"minimumBpsNullReason":null,"medianBps":2849,"medianBpsNullReason":null,"maximumBps":2849,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d73104e909a7647d455da0da248852b7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"06acf71d1750f899c367a52698ebf0e2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_offered","minimumBps":null,"minimumBpsNullReason":"not_offered","medianBps":null,"medianBpsNullReason":"not_offered","maximumBps":null,"maximumBpsNullReason":"not_offered","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"06acf71d1750f899c367a52698ebf0e2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"b6796108d79cca4819a2b8a02797899b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1849,"minimumBpsNullReason":null,"medianBps":2849,"medianBpsNullReason":null,"maximumBps":2849,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"b6796108d79cca4819a2b8a02797899b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"8e7dad1ec13cb9147b590ff1fe95c470","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR good","Variable Rate Index"],"fieldKey":"apr:purchase:regular:good:0"}],"purpose":"purchase","phase":"regular","creditTier":"good","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"8e7dad1ec13cb9147b590ff1fe95c470","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR good","Variable Rate Index"],"fieldKey":"apr:purchase:regular:good:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"52e231b9f05e3b6b2812deb5b58b65bb","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR great","Variable Rate Index"],"fieldKey":"apr:purchase:regular:great:0"}],"purpose":"purchase","phase":"regular","creditTier":"great","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"52e231b9f05e3b6b2812deb5b58b65bb","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR great","Variable Rate Index"],"fieldKey":"apr:purchase:regular:great:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e9d84992f9935896cda2e5b45fd591f7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR poor","Variable Rate Index"],"fieldKey":"apr:purchase:regular:poor:0"}],"purpose":"purchase","phase":"regular","creditTier":"poor","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e9d84992f9935896cda2e5b45fd591f7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR poor","Variable Rate Index"],"fieldKey":"apr:purchase:regular:poor:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"998bba28274d494495050291a84d6587","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"67a660892ae4929a402376ee9ce19f85","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Balance Transfer Fee ($)","Balance Transfer Fee (%)","Balance Transfer Fee Calculation","Balance Transfer Fee Types","Balance Transfer Fees?","Minimum Balance Transfer Fee Amount"],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":"5% for each balance transfer, with a minimum of $5."},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"868b9fafc45992b9dc997c782e61e6b0","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Cash Advance Fee ($)","Cash Advance Fee (%)","Cash Advance Fee Calculation","Cash Advance Fee Types","Cash Advance Fees?","Minimum Cash Advance Fee Amount"],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":"Either $10 or 5%  of the amount of each advance, whichever is greater."},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"510229fcb17394066cab1a21af1e8cd2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Foreign Transaction Fee ($)","Foreign Transaction Fee (%)","Foreign Transaction Fee Calculation","Foreign Transaction Fees Types","Foreign Transaction Fees?","Minimum Foreign Transaction Fee Amount"],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"26e507936a3f1fcdb4426b6b5c6c29e2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Late Fee ($)","Late Fee Policy Details","Late Fee Types","Late Fees?"],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":"First late fee","currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":"The fee will be either $40 or the amount of your Minimum Payment, whichever is lower."},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"998ec0684da9ceda1ac6b62218d985b5","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Additional Fees","Other Fees"],"fieldKey":"fee:other:1"}],"feeType":"other","feeFrequency":"event_based","sequence":1,"name":"None disclosed","currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"6f14ebd964e4b9afd61e8a3224b1c3cf","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Over Limit Fee ($)","Over Limit Fee Types","Over Limit Fees?","Overlimit Fee Detail"],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"cabcfc5c9c3e9ce6ad72751840816fa2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Minimum Purchase Transaction Fee Amount","Purchase Transaction Fee ($)","Purchase Transaction Fee (%)","Purchase Transaction Fee Calculation","Purchase Transaction Fee Type","Purchase Transaction Fees"],"fieldKey":"fee:purchase_transaction:1"}],"feeType":"purchase_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null}],"cardTerms":{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"998bba28274d494495050291a84d6587","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":null}],"securityType":"unsecured","securityTypeNullReason":null,"currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":25,"gracePeriodDaysNullReason":null,"gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":100,"balanceComputationMethod":"average_daily_including_new_purchases","rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"none","foreignTransactionsFeeFree":true,"network":null,"requirementsForOpening":false,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.wellsfargo.com/credit-cards/agreements","consumerTelephone":"1-800-642-4720"},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:21","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19383","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/one-keytm-mastercard-account-agreement-2026-07","documentTitle":"One Key Mastercard Account Agreement","publicUrl":null,"passageId":"d955ef878dbd219136774c2e09e0577f","pageNumber":21,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:21"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"c5aa631797ab7be756dfa5d8bb15daba","pageNumber":20,"quote":"Si se le cobran intereses, el cargo no será inferior a $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:purchase_interest_conditions:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"8ee10225cf936ff834566dcf6be094f2","pageNumber":20,"quote":"Su fecha de vencimiento es al menos 25 días después del cierre de cada período de facturación. No le cobraremos intereses sobre las compras si usted paga la totalidad de su saldo cada mes a más tardar en la fecha de vencimiento.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:purchase_interest_conditions:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"8ee10225cf936ff834566dcf6be094f2","pageNumber":20,"quote":"Su fecha de vencimiento es al menos 25 días después del cierre de cada período de facturación. No le cobraremos intereses sobre las compras si usted paga la totalidad de su saldo cada mes a más tardar en la fecha de vencimiento.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:annual:annual:table:3:row:1:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"80681cdcb2fbeff5d04647de627a9bc9","pageNumber":9,"quote":"Agregaremos este cargo a su estado de cuenta mensual una vez al año, independientemente de que usted use o no esta Cuenta, comenzando a partir del mes posterior a la apertura de su Cuenta. Agregamos este cargo a su saldo de Compras, lo cual podría generar cargos por intereses. Para evitar futuras cuotas anuales, deberá cerrar su Cuenta antes de que le cobremos la cuota anual. Usted podría ser ele…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:annual:annual:table:3:row:1:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"4bc0f7d1914e5cba7da75e1710357b2f","pageNumber":9,"quote":"En una transacción de Transferencia de Saldo","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"ef5e4fada711956225e504d15f1fe20a","pageNumber":9,"quote":"En un Adelanto en Efectivo desde su Cuenta","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"5d0910c050aa8efcba68fead3211c1ac","pageNumber":9,"quote":"Si usted realiza una transacción en una moneda extranjera y Mastercard la convierte a un monto en dólares estadounidenses","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:late_payment:event_based:table:3:row:6:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"d103497f6d16a4c267253a83019264a2","pageNumber":9,"quote":"Cada vez que no recibamos el Pago Mínimo requerido a más tardar en la Fecha de Vencimiento del Pago","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:late_payment:event_based:table:3:row:6:page:9"}]}],"balanceTransferTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"998bba28274d494495050291a84d6587","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"587","offerKind":"standard","channel":null,"nameAsFiled":"One Key Card Mastercard World Elite","handle":null,"terms":{"productId":"1710","path":"wells-fargo/one-key-card-mastercard-world-elite","name":"One Key Card Mastercard World Elite","officialName":"One Key Card Mastercard World Elite","aliases":[],"institutionId":"69158","institutionName":"Wells Fargo","institutionHandle":"wells-fargo","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":false,"network":null,"targetedCreditTier":null,"gracePeriodDays":25,"minimumFinanceChargeCents":100,"balanceComputationMethod":"average_daily_including_new_purchases","periodicFeeFrequency":"none","periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1849,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":2849,"purchaseRegularGoodBps":2849,"purchaseRegularGreatBps":2849,"purchaseRegularMinBps":1849,"purchaseRegularMaxBps":2849,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":2849,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":2849,"cashAdvanceRegularMaxBps":2849,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"not_offered","balanceTransferIntroNullReason":null,"purchaseRateType":"variable","variableRateIndex":"Prime","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":0,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"not_offered","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"not_disclosed","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"not_disclosed","foreignTransactionFeeAmountCents":0,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"not_offered","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"not_disclosed","overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"not_offered","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":0,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"not_offered","lateRepeatFeeAmountCents":null,"availabilityScope":"national","availabilityStateCodes":[],"availabilityCountyScoped":false,"requirementsForOpening":false,"requirementRouteTypes":[],"featureTokens":["access_to_free_credit_scores","chip_card","contactless_payments","fee_free_foreign_transactions","mobile_wallet_provisioning","other","travel_rewards"],"consumerWebsite":"https://www.wellsfargo.com/credit-cards/agreements","consumerTelephone":"1-800-642-4720","loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["government_dataset"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1849,"maxPurchaseAprBps":2849,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"626f882e7ac1b6fa14d9959c492b0e11","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_offered","minimumBps":null,"minimumBpsNullReason":"not_offered","medianBps":null,"medianBpsNullReason":"not_offered","maximumBps":null,"maximumBpsNullReason":"not_offered","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"626f882e7ac1b6fa14d9959c492b0e11","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d73104e909a7647d455da0da248852b7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2849,"minimumBpsNullReason":null,"medianBps":2849,"medianBpsNullReason":null,"maximumBps":2849,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d73104e909a7647d455da0da248852b7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"06acf71d1750f899c367a52698ebf0e2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_offered","minimumBps":null,"minimumBpsNullReason":"not_offered","medianBps":null,"medianBpsNullReason":"not_offered","maximumBps":null,"maximumBpsNullReason":"not_offered","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"06acf71d1750f899c367a52698ebf0e2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"b6796108d79cca4819a2b8a02797899b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1849,"minimumBpsNullReason":null,"medianBps":2849,"medianBpsNullReason":null,"maximumBps":2849,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"b6796108d79cca4819a2b8a02797899b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"8e7dad1ec13cb9147b590ff1fe95c470","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR good","Variable Rate Index"],"fieldKey":"apr:purchase:regular:good:0"}],"purpose":"purchase","phase":"regular","creditTier":"good","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"8e7dad1ec13cb9147b590ff1fe95c470","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR good","Variable Rate Index"],"fieldKey":"apr:purchase:regular:good:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"52e231b9f05e3b6b2812deb5b58b65bb","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR great","Variable Rate Index"],"fieldKey":"apr:purchase:regular:great:0"}],"purpose":"purchase","phase":"regular","creditTier":"great","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"52e231b9f05e3b6b2812deb5b58b65bb","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR great","Variable Rate Index"],"fieldKey":"apr:purchase:regular:great:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e9d84992f9935896cda2e5b45fd591f7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR poor","Variable Rate Index"],"fieldKey":"apr:purchase:regular:poor:0"}],"purpose":"purchase","phase":"regular","creditTier":"poor","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_applicable","medianBps":2849,"medianBpsNullReason":null,"maximumBps":null,"maximumBpsNullReason":"not_applicable","indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"median","metricSources":{"annual_apr":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"median","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e9d84992f9935896cda2e5b45fd591f7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR poor","Variable Rate Index"],"fieldKey":"apr:purchase:regular:poor:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"998bba28274d494495050291a84d6587","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"67a660892ae4929a402376ee9ce19f85","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Balance Transfer Fee ($)","Balance Transfer Fee (%)","Balance Transfer Fee Calculation","Balance Transfer Fee Types","Balance Transfer Fees?","Minimum Balance Transfer Fee Amount"],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":"5% for each balance transfer, with a minimum of $5."},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"868b9fafc45992b9dc997c782e61e6b0","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Cash Advance Fee ($)","Cash Advance Fee (%)","Cash Advance Fee Calculation","Cash Advance Fee Types","Cash Advance Fees?","Minimum Cash Advance Fee Amount"],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":"Either $10 or 5%  of the amount of each advance, whichever is greater."},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"510229fcb17394066cab1a21af1e8cd2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Foreign Transaction Fee ($)","Foreign Transaction Fee (%)","Foreign Transaction Fee Calculation","Foreign Transaction Fees Types","Foreign Transaction Fees?","Minimum Foreign Transaction Fee Amount"],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"26e507936a3f1fcdb4426b6b5c6c29e2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Late Fee ($)","Late Fee Policy Details","Late Fee Types","Late Fees?"],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":"First late fee","currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":"The fee will be either $40 or the amount of your Minimum Payment, whichever is lower."},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"998ec0684da9ceda1ac6b62218d985b5","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Additional Fees","Other Fees"],"fieldKey":"fee:other:1"}],"feeType":"other","feeFrequency":"event_based","sequence":1,"name":"None disclosed","currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"6f14ebd964e4b9afd61e8a3224b1c3cf","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Over Limit Fee ($)","Over Limit Fee Types","Over Limit Fees?","Overlimit Fee Detail"],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"cabcfc5c9c3e9ce6ad72751840816fa2","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Minimum Purchase Transaction Fee Amount","Purchase Transaction Fee ($)","Purchase Transaction Fee (%)","Purchase Transaction Fee Calculation","Purchase Transaction Fee Type","Purchase Transaction Fees"],"fieldKey":"fee:purchase_transaction:1"}],"feeType":"purchase_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null}],"cardTerms":{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"998bba28274d494495050291a84d6587","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":null}],"securityType":"unsecured","securityTypeNullReason":null,"currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":25,"gracePeriodDaysNullReason":null,"gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":100,"balanceComputationMethod":"average_daily_including_new_purchases","rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"none","foreignTransactionsFeeFree":true,"network":null,"requirementsForOpening":false,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.wellsfargo.com/credit-cards/agreements","consumerTelephone":"1-800-642-4720"},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:21","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19383","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/one-keytm-mastercard-account-agreement-2026-07","documentTitle":"One Key Mastercard Account Agreement","publicUrl":null,"passageId":"d955ef878dbd219136774c2e09e0577f","pageNumber":21,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:21"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"c5aa631797ab7be756dfa5d8bb15daba","pageNumber":20,"quote":"Si se le cobran intereses, el cargo no será inferior a $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:purchase_interest_conditions:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"8ee10225cf936ff834566dcf6be094f2","pageNumber":20,"quote":"Su fecha de vencimiento es al menos 25 días después del cierre de cada período de facturación. No le cobraremos intereses sobre las compras si usted paga la totalidad de su saldo cada mes a más tardar en la fecha de vencimiento.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:purchase_interest_conditions:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:20","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"8ee10225cf936ff834566dcf6be094f2","pageNumber":20,"quote":"Su fecha de vencimiento es al menos 25 días después del cierre de cada período de facturación. No le cobraremos intereses sobre las compras si usted paga la totalidad de su saldo cada mes a más tardar en la fecha de vencimiento.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:20"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:annual:annual:table:3:row:1:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"80681cdcb2fbeff5d04647de627a9bc9","pageNumber":9,"quote":"Agregaremos este cargo a su estado de cuenta mensual una vez al año, independientemente de que usted use o no esta Cuenta, comenzando a partir del mes posterior a la apertura de su Cuenta. Agregamos este cargo a su saldo de Compras, lo cual podría generar cargos por intereses. Para evitar futuras cuotas anuales, deberá cerrar su Cuenta antes de que le cobremos la cuota anual. Usted podría ser ele…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:annual:annual:table:3:row:1:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"4bc0f7d1914e5cba7da75e1710357b2f","pageNumber":9,"quote":"En una transacción de Transferencia de Saldo","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"ef5e4fada711956225e504d15f1fe20a","pageNumber":9,"quote":"En un Adelanto en Efectivo desde su Cuenta","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"5d0910c050aa8efcba68fead3211c1ac","pageNumber":9,"quote":"Si usted realiza una transacción en una moneda extranjera y Mastercard la convierte a un monto en dólares estadounidenses","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:late_payment:event_based:table:3:row:6:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19365","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","documentTitle":"Tarjeta One Key Mastercard","publicUrl":null,"passageId":"d103497f6d16a4c267253a83019264a2","pageNumber":9,"quote":"Cada vez que no recibamos el Pago Mínimo requerido a más tardar en la Fecha de Vencimiento del Pago","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:late_payment:event_based:table:3:row:6:page:9"}]}],"balanceTransferTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27169","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"998bba28274d494495050291a84d6587","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-card-mastercard-world-elite","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"19365","path":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07","title":"Tarjeta One Key Mastercard","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Wells Fargo","handle":"wells-fargo"},"identityDeclarations":[]},{"snapshotId":"19383","path":"wells-fargo/one-keytm-mastercard-account-agreement-2026-07","title":"One Key Mastercard Account Agreement","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Wells Fargo","handle":"wells-fargo"},"identityDeclarations":[]}]}}