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The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19376","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07-2","documentTitle":"Tarjeta One Key+ Mastercard","publicUrl":null,"passageId":"7cd7a6c38c1446b49be25c81741e5638","pageNumber":9,"quote":"Agregaremos este cargo a su estado de cuenta mensual una vez al año, independientemente de que usted use o no esta Cuenta, comenzando a partir del mes posterior a la apertura de su Cuenta. Agregamos este cargo a su saldo de Compras, lo cual podría generar cargos por intereses. Para evitar futuras cuotas anuales, deberá cerrar su Cuenta antes de que le cobremos la cuota anual. Usted podría ser ele…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:annual:annual:table:3:row:1:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19376","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07-2","documentTitle":"Tarjeta One Key+ Mastercard","publicUrl":null,"passageId":"1c83a7295ccfd7c91dbf7b8049513760","pageNumber":9,"quote":"En una transacción de Transferencia de Saldo","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:balance_transfer:per_transaction:table:3:row:2:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19376","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07-2","documentTitle":"Tarjeta One Key+ Mastercard","publicUrl":null,"passageId":"05509d87ca0f87261f37f811846b6e6e","pageNumber":9,"quote":"En un Adelanto en Efectivo desde su Cuenta","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:cash_advance:per_transaction:table:3:row:3:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19376","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07-2","documentTitle":"Tarjeta One Key+ Mastercard","publicUrl":null,"passageId":"d8a0757fe78da03468d4b5cf0657a84b","pageNumber":9,"quote":"Si usted realiza una transacción en una moneda extranjera y Mastercard la convierte a un monto en dólares estadounidenses","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:foreign_transaction:per_transaction:table:3:row:4:page:9"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:late_payment:event_based:table:3:row:6:page:9","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19376","sourceKind":"official_issuer","publisherName":"Wells Fargo Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07-2","documentTitle":"Tarjeta One Key+ Mastercard","publicUrl":null,"passageId":"baae0793e7f722a86edb872b9a4e8fa9","pageNumber":9,"quote":"Cada vez que no recibamos el Pago Mínimo requerido a más tardar en la Fecha de Vencimiento del Pago","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:late_payment:event_based:table:3:row:6:page:9"}]}],"balanceTransferTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-09-06T02:08:45.690Z","sources":[{"snapshotId":"27170","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"2934da306c83fc1f5970ae6da920124c","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:wells-fargo-bank-national-association:one-key-mastercard","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"19376","path":"wells-fargo/contrato-de-cuenta-de-la-tarjeta-one-key-tm-mastercard-2026-07-2","title":"Tarjeta One Key+ Mastercard","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Wells Fargo","handle":"wells-fargo"},"identityDeclarations":[]},{"snapshotId":"19370","path":"wells-fargo/one-key-tm-mastercard-account-agreement-2026-07","title":"One Key+ Mastercard Account Agreement","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Wells Fargo","handle":"wells-fargo"},"identityDeclarations":[]}]}}