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Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. 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Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval."},{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:48:57.421Z","sources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval."},{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:48:57.421Z","sources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval."},{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:48:57.421Z","sources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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After 90 days, the APR during the draw period will vary based on Wall Street Journal Prime Rate plus or minus a margin and may change monthly (currently the APR is as low as 6.49%). The margin is based on the home’s loan-to-value (LTV) ratio, line amount and borrower credit score. The post introductory rate quoted is available as of 9/15/2026 and is based on current WSJ Prime of 7.00% minus 0.01% on lines with LTV of 80% or less, a credit score of 740+, and a minimum line of $50,000; includes a discount of 0.25% for optional automatic payment from a WesBanco checking account. A 0.50% rate reduction on new WesBanco FlexLines secured by a 1st lien on the property, or on refinanced 1st lien WesBanco FlexLines with an increase in the Line of Credit Amount. Maximum APR: 18%. Origination fee of $150 may apply. Annual participation Fee of $50 may apply. Late Fee & Over the limit Fee: Maximum amount provided for by governing state law. Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval."},{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:48:57.421Z","sources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval.","eligibilityConditionSources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval."},{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:48:57.421Z","sources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval."},{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:48:57.421Z","sources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval."},{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:48:57.421Z","sources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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After 90 days, the APR during the draw period will vary based on Wall Street Journal Prime Rate plus or minus a margin and may change monthly (currently the APR is as low as 6.49%). The margin is based on the home’s loan-to-value (LTV) ratio, line amount and borrower credit score. The post introductory rate quoted is available as of 9/15/2026 and is based on current WSJ Prime of 7.00% minus 0.01% on lines with LTV of 80% or less, a credit score of 740+, and a minimum line of $50,000; includes a discount of 0.25% for optional automatic payment from a WesBanco checking account. A 0.50% rate reduction on new WesBanco FlexLines secured by a 1st lien on the property, or on refinanced 1st lien WesBanco FlexLines with an increase in the Line of Credit Amount. Maximum APR: 18%. Origination fee of $150 may apply. Annual participation Fee of $50 may apply. Late Fee & Over the limit Fee: Maximum amount provided for by governing state law. Prepayment of all or a portion of principal may be made at any time; however, if you prepay and close the account within three (3) years of account opening, the Bank shall charge an early termination fee based on the lesser of 1% of the credit line amount or $350. Early termination fee waived if refinancing with WesBanco and not applicable in Maryland or Pennsylvania. Property insurance is required on the property securing a WesBanco Home Equity Line. Minimum amount financed – $5,000. Offer can be changed at any time without prior notice. All loans subject to credit approval."},{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:48:57.421Z","sources":[{"snapshotId":"33889","sourceKind":"official_issuer","publisherName":"WesBanco Bank, Inc.","capturedAt":"2026-10-03T14:48:57.421Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.wesbanco.com/personal/loans-credit-cards/home-equity/","passageId":"583075af262bcbf7189b01e8511f4ecd","pageNumber":null,"quote":"The introductory Annual Percentage Rate (APR) of 3.99% is available on a new Home Equity Line of Credit for 90 days (not available in Delaware, District of Columbia (DC), Georgia, Maryland, and Virginia; and not applicable for new WesBanco FlexLines that are paying off an existing WesBanco loan or line). 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