IMPORTANT CREDIT CARD DISCLOSURES
The following disclosure represents important details concerning your credit card. The information about costs of the card is accurate as of _________________. You can contact us toll free at (800) 448-4096 or P.O. Drawer 8, Daleville, AL 36322 to inquire if any changes occurred since the effective date.
INTEREST RATESand INTEREST CHARGES:
Annual Percentage Rate (APR) for Purchases · Platinum MasterCard · Platinum CU Rewards MasterCard · Platinum Secured Rewards MasterCard
depending on your credit history. Introductory After that, your Standard APR will be %to % APR for 6 months for any purchase made within the first 6 months of the account opening. % · After that, your Standard APR will be Introductory APR for 6 months for any purchase made within the first 6 months of the account opening. % depending on your credit history. %to % · %
Annual Percentage Rate for Cash Advances · depending on your credit history. %to % · depending on your credit history. %to %
APR for Balance Transfers · depending on your credit history. IntroductoryAPR % After that, your Standard APR will be for 6 months for any balance transfer made within the first 6 months of the account opening. % %to · % for 6 months for any balance transfer made within the first 6 months of the account opening. IntroductoryAPR After that, your Standard APR will be depending on your credit history. % %to · %%
Penalty APR and When it Applies · None
Paying Interest · Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account.
Minimum Interest Charge · None
For Credit Card Tips from the Consumer Financial Protection Bureau · Tolearn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
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