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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Alliance Catholic Credit UnionPlatinumRegistry illustration · issuer artwork unavailable

PlatinumAlliance Catholic Credit Union · state credit union, MI · NCUA 61759

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer
Purchase APR
—
Balance transfer
no ongoing rate filed
Cash advance APR
—
Annual fee
a year
Foreign fee
of the amount
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfersintroductory rate first3.99%ALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“*Qualifying balance transfers will be charged a fixed promotional rate of 3.99% APR for a term of 18 months on the balance transfer amount. The 3.99% balance transfer offer is good for any existing or new Alliance Catholic Credit Card that has the available credit limit to perform the transfer and is in good standing. Offer cannot be used to pay-off or pay-down an existing Alliance Catholic Credi…”ALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Minimum interest charge$0ALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Except when the promotional rate applies, the Annual Percentage Rate (APR) when you open your account is based on your credit worthiness and is variable, based upon a margin plus index. Variable APR is based on the highest Prime Rate as published in the Money Rates section of the Wall Street Journal in effect on the last calendar day of each month (“Index”) plus our margin. The Index plus the mar…”ALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Annual feeNo Annual FeeALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“No Annual Fee”ALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction2% of the amount, Except when the promotional rate applies, the Annual Percentage Rate (APR) when you open your account is based on your credit worthiness and is variable, based upon a margin plus index. Variable APR is based on the highest Prime Rate as published in the Money Rates section of the Wall Street Journal in effect on the last calendar day of each month (“Index”) plus our margin. The Index plus the margin equals the APR. Changes in the Index will cause changes in the APR on the next full billing cycle that immediately follows a change in the Index. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Your payment due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your New Balance by the Payment Due Date. No minimum interest charge. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau atALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Except when the promotional rate applies, the Annual Percentage Rate (APR) when you open your account is based on your credit worthiness and is variable, based upon a margin plus index. Variable APR is based on the highest Prime Rate as published in the Money Rates section of the Wall Street Journal in effect on the last calendar day of each month (“Index”) plus our margin. The Index plus the mar…”ALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Introductory*Qualifying balance transfers will be charged a fixed promotional rate of 3.99% APR for a term of 18 months on the balance transfer amount. The 3.99% balance transfer offer is good for any existing or new Alliance Catholic Credit Card that has the available credit limit to perform the transfer and is in good standing. Offer cannot be used to pay-off or pay-down an existing Alliance Catholic Credit Union Credit Card or loan. Rates are subject to change at any time without prior notice.ALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“*Qualifying balance transfers will be charged a fixed promotional rate of 3.99% APR for a term of 18 months on the balance transfer amount. The 3.99% balance transfer offer is good for any existing or new Alliance Catholic Credit Card that has the available credit limit to perform the transfer and is in good standing. Offer cannot be used to pay-off or pay-down an existing Alliance Catholic Credi…”ALLIANCE CATHOLIC · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website