America First Credit UnionPLATINUM LOW RATERegistry illustration · issuer artwork unavailable

PLATINUM LOW RATEAmerica First Credit Union · federal credit union, AZ · NCUA 24694

CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Minimum interest charge	$0AMERICA FIRST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“None”AMERICA FIRST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

AMERICA FIRST
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:f0b2ee2f39d49be5ec8957500417a9796dccd47fd003fc1813fee244c5d3179f
“Visa Credit Card Terms and Agreement”
Open source link ↗
AMERICA FIRST
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:f0b2ee2f39d49be5ec8957500417a9796dccd47fd003fc1813fee244c5d3179f
“11.49% Variable”
Additional source detail; structured values remain unknown. APR is stated, but the original capture date required for a typed APR is absent from the supplied metadata.
Open source link ↗
AMERICA FIRST
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:2f5741fba3882d008348e24f95ab37d22515304a2a8fc2d832cceb3a795df11b
“11.49% Variable”
Additional source detail; structured values remain unknown. APR wording retained without a typed rate because the retained inputs do not supply the capture date required by the APR planner.
Open source link ↗
AMERICA FIRST
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:2f5741fba3882d008348e24f95ab37d22515304a2a8fc2d832cceb3a795df11b
“* The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see”
Additional source detail; structured values remain unknown. Table APR qualification wording retained; a capture date was not supplied and the stated date is not a literal ISO date.
Open source link ↗
AMERICA FIRST
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:4188792e198cdb4ce260e1355342a4d1fa511136a0336c2c11038308c72f2d0d
“11.49% Variable”
Additional source detail; structured values remain unknown. Retained APR wording; capture date was not supplied, so no effective date is invented.
Open source link ↗
AMERICA FIRST
Page Capture Oct 15, 2026 · Captured Oct 15, 2026 · record official-issuer:page:url:706f6dfd9a4a6b8c5cd9bbdb8955f9264b0815924afa24d4b8d0189697529d2e
“*Subject to membership, eligibility, terms, creditworthiness, change & conditions. Other rates, terms, minimum credit limits, and requirements may apply. Promotional rates end six calendar months from the date cards are issued. Thereafter, APRs will return to the lowest available variable rate, with a maximum of 18%. Lowest variable APR is 11.49% as of 6/23/2026. Special & volunteer accounts are …”
Additional source detail; structured values remain unknown. APR evidence retained; the original capture date was not supplied and the source has no verbatim ISO effective date for this rate.
Open source link ↗
AMERICA FIRST
Page Capture Oct 15, 2026 · Captured Oct 15, 2026 · record official-issuer:page:url:706f6dfd9a4a6b8c5cd9bbdb8955f9264b0815924afa24d4b8d0189697529d2e
“11.49% Variable”
Additional source detail; structured values remain unknown. APR evidence retained; the original capture date was not supplied and the source has no verbatim ISO effective date for this rate.
Open source link ↗
AMERICA FIRST
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:4188792e198cdb4ce260e1355342a4d1fa511136a0336c2c11038308c72f2d0d
“America First Visa® credit cards don’t have annual fees, with the exception of our Silicon Slopes Signature option, which includes a $50 annual donation to local businesses.”
Open source link ↗
AMERICA FIRST
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:f0b2ee2f39d49be5ec8957500417a9796dccd47fd003fc1813fee244c5d3179f
“None”
Open source link ↗
AMERICA FIRST
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:4188792e198cdb4ce260e1355342a4d1fa511136a0336c2c11038308c72f2d0d
“None”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Issuer link

Offered through: America First Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 24694
Branches: 124 in AZ, CA, ID, NM, NV, UT
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

PLATINUM LOW RATEAmerica First Credit Union · federal credit union, AZ · NCUA 24694

Rates and fees