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Banking RegistryReal data. Clear answers.Data as of Oct 15, 2026
Banking RegistryReal data. Clear answers.
American Airlines Credit UnionVISA PLATINUM REWARDSRegistry illustration · issuer artwork unavailable

VISA PLATINUM REWARDSAmerican Airlines Credit Union · federal credit union, AZ · NCUA 23957

CurrentLast observed Oct 15, 2026Source date Oct 15, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
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Purchase APR
—
Balance transfer
1.90% for 9 mo
no ongoing rate filed
Cash advance APR
—
Annual fee
None
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfersintroductory rate first1.90%AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“* Consumer credit card balance transfers that post to your account between 10/01/2026 and 12/31/2026 will receive 1.90% promotional APR for nine (9) months after the transaction posts. After the promo rate, normal rates and fees will apply. See our”AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeNoneAMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“None”AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Introductory* Consumer credit card balance transfers that post to your account between 10/01/2026 and 12/31/2026 will receive 1.90% promotional APR for nine (9) months after the transaction posts. After the promo rate, normal rates and fees will apply. See our AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“* Consumer credit card balance transfers that post to your account between 10/01/2026 and 12/31/2026 will receive 1.90% promotional APR for nine (9) months after the transaction posts. After the promo rate, normal rates and fees will apply. See our”AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Signup bonuspoints award5,000 points. Qualifying purchase amount is not disclosed. Qualification deadline is not disclosed. Award posting timing is not disclosed. Offer expiration not disclosed. Earn 5,000 Connection Points on your first purchase.AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Earn 5,000 Connection Points on your first purchase.”AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup source conditions* Open a Visa Platinum Rewards or Starter Credit Card between 10/01/2026 and 12/31/2026, and earn 5,000 bonus Connection Points when you complete your first purchase. Earn an additional 20,000 bonus Connection Points when you make at least $5,000 in net purchases within 90 days of account opening. Bonus Connection Points will be paid at the end of the statement cycle in which the final qualifying purchase was made. Connection Points are not earned on cash advance, balance-transfer or convenience check transactions posted to the account. After the promotional period ends, cardholder will earn one Connection Point for every dollar spent on purchases. See AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“* Open a Visa Platinum Rewards or Starter Credit Card between 10/01/2026 and 12/31/2026, and earn 5,000 bonus Connection Points when you complete your first purchase. Earn an additional 20,000 bonus Connection Points when you make at least $5,000 in net purchases within 90 days of account opening. Bonus Connection Points will be paid at the end of the statement cycle in which the final qualifying…”AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup bonuspoints award20,000 points. Spend $5,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Earn another 20,000 Connection Points when you make at least $5,000 in purchases within 90 days of account opening.AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Earn another 20,000 Connection Points when you make at least $5,000 in purchases within 90 days of account opening.”AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Signup source conditions* Open a Visa Platinum Rewards or Starter Credit Card between 10/01/2026 and 12/31/2026, and earn 5,000 bonus Connection Points when you complete your first purchase. Earn an additional 20,000 bonus Connection Points when you make at least $5,000 in net purchases within 90 days of account opening. Bonus Connection Points will be paid at the end of the statement cycle in which the final qualifying purchase was made. Connection Points are not earned on cash advance, balance-transfer or convenience check transactions posted to the account. After the promotional period ends, cardholder will earn one Connection Point for every dollar spent on purchases. See AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“* Open a Visa Platinum Rewards or Starter Credit Card between 10/01/2026 and 12/31/2026, and earn 5,000 bonus Connection Points when you complete your first purchase. Earn an additional 20,000 bonus Connection Points when you make at least $5,000 in net purchases within 90 days of account opening. Bonus Connection Points will be paid at the end of the statement cycle in which the final qualifying…”AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1 point per $1. See source conditions for eligible purchases.AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“After the promotional period ends, you’ll earn one Connection Point for every dollar spent on purchases.”AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
PurchasesNot disclosed1 point per $1. See source conditions for eligible purchases.AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“1 point for every $1 spent”AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: travel, retail gift cards, merchandise. After the promotional period ends, you’ll earn one Connection Point for every dollar spent on purchases.AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“After the promotional period ends, you’ll earn one Connection Point for every dollar spent on purchases.”AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsConnection Points can be used for travel and retail gift cards or merchandise.AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Connection Points can be used for travel and retail gift cards or merchandise.”AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewards* Open a Visa Platinum Rewards or Starter Credit Card between 10/01/2026 and 12/31/2026, and earn 5,000 bonus Connection Points when you complete your first purchase. Earn an additional 20,000 bonus Connection Points when you make at least $5,000 in net purchases within 90 days of account opening. Bonus Connection Points will be paid at the end of the statement cycle in which the final qualifying purchase was made. Connection Points are not earned on cash advance, balance-transfer or convenience check transactions posted to the account. After the promotional period ends, cardholder will earn one Connection Point for every dollar spent on purchases. See AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“* Open a Visa Platinum Rewards or Starter Credit Card between 10/01/2026 and 12/31/2026, and earn 5,000 bonus Connection Points when you complete your first purchase. Earn an additional 20,000 bonus Connection Points when you make at least $5,000 in net purchases within 90 days of account opening. Bonus Connection Points will be paid at the end of the statement cycle in which the final qualifying…”AMERICAN AIRLINES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 1 point for every $1 spent AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026“1 point for every $1 spent”AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website