Bangor Savings Bankeverblue® Low Rate MastercardRegistry illustration · issuer artwork unavailable

everblue® Low Rate MastercardBangor Savings Bank · SI bank, ME · FDIC 18408

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

—

Balance transfer

20.99%

p.1variable

Cash advance APR

27.99%

p.1variable

Annual fee

p.1none

Foreign fee

p.1of the amount

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	20.99% variableBangor Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“, your APR will be 20.99% . 2 This APR will vary with the market based on the Prime Rate.”Bangor Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for cash advances	27.99% variableBangor Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“27.99% 3 This APR will vary with the market based on the Prime Rate.”Bangor Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0Bangor Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”Bangor Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	3% of the amountBangor Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“3% of each Transaction in U.S. dollars.”Bangor Savings Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

everblue low rate pricing addendumpage 1 of 2

everblue® Low Rate Mastercard Pricing Disclosures

These Pricing Disclosures show rates, fees, and other important information about your Account and are part of your Bangor Savings Bank Credit Card Agreement ('Card Agreement'). All capitalized terms not defined in these Pricing Disclosures are defined in the Card Agreement.

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · 0% introductory APR for 12 months from the date of Account opening. After that, your APR will be 20.99% . 1 This APR will vary with the market based on the Prime Rate. APR for Balance Transfers · 0% introductory APR for 12 months from the date of Account opening. After that, your APR will be 20.99% . 2 This APR will vary with the market based on the Prime Rate. APR for Cash Advances · 27.99% 3 This APR will vary with the market based on the Prime Rate. Paying Interest · Your Payment Due Date is at least 25 days after the close of each Billing Cycle. We will not charge you any interest on Purchases if you pay your New Balance by the Payment Due Date each month. We will begin charging interest on Cash Advances and Balance Transfers on the transaction date. Minimum Interest Charge · If you are charged interest, the charge will be no less than $1.50. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore

Fees Annual Fee · None Transaction Fees Balance Transfer · Either $5 or 3% of the amount of each Balance Transfer, whichever is greater. Cash Advance · Either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction · 3% of each Transaction in U.S. dollars. Penalty Fees

1 2Page 1 is cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Bangor Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“, your APR will be 20.99% . 2 This APR will vary with the market based on the Prime Rate.”
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Bangor Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“27.99% 3 This APR will vary with the market based on the Prime Rate.”
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Bangor Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
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Bangor Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“3% of each Transaction in U.S. dollars.”
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Bangor Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“If you are charged interest, the charge will be no less than $1.50.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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Bangor Savings Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your Payment Due Date is at least 25 days after the close of each Billing Cycle. We will not charge you any interest on Purchases if you pay your New Balance by the Payment Due Date each month. We will begin charging interest on Cash Advances and Balance Transfers on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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History

dates on sources or when they were captured

Aug 23, 2026: Annual fee, Balance transfer APR, Cash advance APR, Foreign transaction fee

Offered through: Bangor Savings Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 18408
Branches: 73 in ME, NH
Sources: Official issuer · 1 document · 1 page cited

Documents

everblue low rate pricing addendumeffective date not parsed

everblue® Low Rate MastercardBangor Savings Bank · SI bank, ME · FDIC 18408

Rates and fees