Bank of AmericaAir France KLM Visa Signature® Credit CardRegistry illustration · issuer artwork unavailable

Air France KLM Visa Signature® Credit CardBank of America · N bank, AR · FDIC 3510

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

$89

p.2a year

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late payment	up to 29.99% variableBank of America, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to 29.99% , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This APR may be applied to new transactions on your account if you: • Make a late payment. How Long Will the Penalty APR apply?: If your APR is increased for this reason, the Penalty APR will apply indefinitely.”Bank of America, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 2
Paying interestgrace period on new purchases	—	no source read
Annual fee	$89, An Annual Fee of [see the Pricing Information table for fee amount]. The Annual Fee will be assessed each [month of account opening] if your account is open or if you maintain an account balance, whether or not you have active charging privileges.Bank of America, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“$89”Bank of America, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 2
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	up to $41Bank of America, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to $41”Bank of America, National Association · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 3
Returned payment	—	no source read

Air France KLM Visa Signature Englishpage 2 of 11

Annual Percentage Rate (APR) for Purchases These APRs will vary with the market based on the Prime Rate (as of 04/08/2026) · Prime + 12.74% to Prime + 20.74% (APR) 19.49% to 27.49% (DPR) 0.053397% to 0.075315% APR for Balance Transfers These APRs will vary with the market based on the Prime Rate (as of 04/08/2026) · Prime + 12.74% to Prime + 20.74% (APR) 19.49% to 27.49% (DPR) 0.053397% to 0.075315% APR for Direct Deposit and Check Cash Advances These APRs will vary with the market based on the Prime Rate (as of 04/08/2026) · Prime + 15.74% to Prime + 21.74% (APR) 22.49% to 28.49% (DPR) 0.061616% to 0.078054% APR for Bank Cash Advances These APRs will vary with the market based on the Prime Rate (as of 04/08/2026) · Prime + 21.74% to Prime + 22.49% (APR) 28.49% to 29.24% (DPR) 0.078054% to 0.080109% Penalty APR and When it Applies · Up to 29.99% , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This APR may be applied to new transactions on your account if you: • Make a late payment. How Long Will the Penalty APR apply?: If your APR is increased for this reason, the Penalty APR will apply indefinitely. Paying Interest · Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on Purchases if you pay your entire balance or your Interest Saving Balance by the due date each month. We will begin charging interest on Cash Advances and Balance Transfers on the transaction date. Monthly Custom Pay Plan Fee (Fixed Finance Charge) · Monthly fee of 1.72% of the amount of Purchases initially assigned to a Custom Pay Plan. See below for more information for the Monthly Custom Pay Plan Fees. Account Fees Annual · $89 Transaction Fees Balance Transfer %of Transaction · 4% to 5% Transaction Cash Equivalent% of Transaction · 5%

PRICING INFORMATION Actual pricing will vary from one cardholder to another

1 2 3 4 5 6 7 8 9 10 11Pages 2 and 3 and 6 are cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Bank of America, National Association
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 2
“Up to 29.99% , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This APR may be applied to new transactions on your account if you: • Make a late payment. How Long Will the Penalty APR apply?: If your APR is increased for this reason, the Penalty APR will apply indefinitely.”
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Bank of America, National Association
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 2
“$89”
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Bank of America, National Association
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 3
“Up to $41”
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Bank of America, National Association
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 6
“A 'Plan-Qualified Purchase' is a Purchase that we make available to be assigned into a Plan. Balance Transfers, Cash Advances, purchases of cash or Cash Equivalents, Foreign Transaction Fees, or any fees owed to us, including annual or membership fees, cannot be assigned to a Plan.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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Bank of America, National Association
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 6
“A 'Plan-Qualified Purchase' is a Purchase that we make available to be assigned into a Plan. Balance Transfers, Cash Advances, purchases of cash or Cash Equivalents, Foreign Transaction Fees, or any fees owed to us, including annual or membership fees, cannot be assigned to a Plan.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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History

dates on sources or when they were captured

Aug 23, 2026: Annual fee, Late payment fee, Penalty APR

Offered through: Bank of America
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 3510
Branches: 3,823 in AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA
Sources: Official issuer · 1 document · 3 pages cited

Documents

Air France KLM Visa Signature Englisheffective date not parsed

Air France KLM Visa Signature® Credit CardBank of America · N bank, AR · FDIC 3510

Rates and fees