Bank of America
BankAmericard - Secured
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured24.49%–25.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured
- APR for cash advances
- 27.74%–29.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- 25 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured
- Transaction fees
- Cash advance5% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-securedBalance transfer4% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-securedForeign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured
- Penalty fees
- First late fee$29Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-securedRepeat late fee within six billing cycles$40Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-securedReturned payment—
- Other fees
- Monthly Custom Pay Plan Fee$0Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-securedOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-securedPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:bank-of-america-national-association:bankamericard-secured · captured 2026-09-06