Bank of AmericaUnlimited Cash Rewards Mastercard® secured credit cardRegistry illustration · issuer artwork unavailable
Unlimited Cash Rewards Mastercard® secured credit cardBank of America · N bank, AR · FDIC 3510
CurrentLast observed Oct 15, 2026Official issuerCredit card · Business · Mastercard · securedNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeBank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “No annual fee”Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | Open your account with a security deposit (minimum $1,000). Upon approval, your credit line will be equal to your deposit amount.Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “Open your account with a security deposit (minimum $1,000). Upon approval, your credit line will be equal to your deposit amount.”Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cash back | 1.50% cash back. Payment timing is not disclosed. Earn 1.5% cash back on every purchase, every time. No annual cap, no limit to the amount of cash back you can earn, and cash rewards don't expire as long as your account remains open.Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “Earn 1.5% cash back on every purchase, every time. No annual cap, no limit to the amount of cash back you can earn, and cash rewards don't expire as long as your account remains open.”Bank of America, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |