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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Banner BankDeposit Secured Credit CardRegistry illustration · issuer artwork unavailable

Deposit Secured Credit CardBanner Bank · NM bank, CA · FDIC 28489

CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · secured
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$25, If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.Banner Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the …”Banner Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Opening conditionsIf you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.Banner Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the …”Banner Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Opening conditionsIf you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.Banner Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the …”Banner Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website