Bellco Credit UnionColorado Rewards Visa®Registry illustration · issuer artwork unavailable
Colorado Rewards Visa®Bellco Credit Union · state credit union, CO · NCUA 68437
CurrentLast observed Oct 13, 2026Source date Oct 13, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory, 6 months | 0%BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “0% Intro APR”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| 15.25%–21% variableBELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “on new purchases for the first 6 months – 15.25% to 21% variable APR thereafter”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website | |
| APR for balance transfersintroductory rate first | |||
| Introductory, 12 months | 3.99%BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “3.99% Intro APR”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| After | 15.25%–21%BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “After that, the Standard APR will be 15.25% to 21%.”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeBELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “NONE”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | Membership eligibility required.BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Membership eligibility required.”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR qualificationsBalance transfer · Introductory | for 12 months on balance transfers that occur in the first 90 days.BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “for 12 months on balance transfers that occur in the first 90 days.”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR qualificationsBalance transfer · Regular | After that, the Standard APR will be 15.25% to 21%.BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “After that, the Standard APR will be 15.25% to 21%.”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR qualificationsPurchase · Introductory; Purchase · Regular | on new purchases for the first 6 months – 15.25% to 21% variable APR thereafterBELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “on new purchases for the first 6 months – 15.25% to 21% variable APR thereafter”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| 3X PointsNot disclosed | 3 points per $1. See source conditions for eligible purchases.BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “3X Points”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| 2X PointsNot disclosed | 2 points per $1. See source conditions for eligible purchases.BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “2X Points”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards conditions3X Points | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: to use for statement credit or gift cards, travel benefits, events, entertainment and more. 3X PointsBELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “3X Points”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Grocery Stores/Supermarkets/Wholesale Clubs BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Grocery Stores/Supermarkets/Wholesale Clubs”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Gas/Service Stations/Automated Fuel Pumps BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Gas/Service Stations/Automated Fuel Pumps”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Sporting Goods & Apparel Stores BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Sporting Goods & Apparel Stores”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Shoe Stores BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Shoe Stores”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Fitness/Member Clubs BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Fitness/Member Clubs”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Misc. Food BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Misc. Food”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Resorts BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Resorts”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Golf Courses BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Golf Courses”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Camper/Trailer Dealers BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Camper/Trailer Dealers”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | RV Parks/Campgrounds BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “RV Parks/Campgrounds”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions3X Points | Sporting/Recreational Facilities BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Sporting/Recreational Facilities”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards conditions2X Points | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: to use for statement credit or gift cards, travel benefits, events, entertainment and more. 2X PointsBELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “2X Points”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions2X Points | Cable / Satellite Services BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Cable / Satellite Services”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions2X Points | Internet Services BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Internet Services”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditions2X Points | Phone Services BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Phone Services”BELLCO · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |