Belmont Bank & Trust CompanyWorld Elite Credit CardRegistry illustration · issuer artwork unavailable
World Elite Credit CardBelmont Bank & Trust Company · NM bank, FL · FDIC 58165
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 10.74% variableBelmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either …”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 10.74% variableBelmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either …”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 25.74% variableBelmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either …”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Minimum interest charge | $1.50Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either …”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Annual fee | $95, Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: None. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either …”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | 5% of the amount, minimum $10, Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: None. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either …”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | 5% of the amount, minimum $10, Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: None. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either …”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either $10 or 5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee: None. Late Payment Fee of up to $40. Minimum interest charged is $1.50. We may end any promotional (including introductory) APR(s) and apply the standard APR for Purchases or Balance Transfers, as appropriate, if you make a late payment.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Variable APR of 10.74% on Purchases when you open your account and on Balance Transfers after the introductory period. Variable APRs are accurate as of 06/01/2022, and are subject to change with the market based on the Prime Rate. Cash Advance variable APR: 25.74%. Annual Fee: $95. Balance Transfer Fee either $10 or 5% of the amount of each transfer, whichever is greater. Cash Advance Fee either …”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 50,000 points. Spend $5,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. World Elite Card Bonus Points Offer. You will earn 50,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $5,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “World Elite Card Bonus Points Offer. You will earn 50,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $5,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards points do not expire and can be redeemed for travel, gift ca…”Belmont Bank & Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |