Local First Credit CardBlackhawk Community Credit Union · state credit union, WI · NCUA 66998
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No Annual FeeBLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Same great rate, no annual fee, and the card benefits a local nonprofit!”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | $0, No Balance Transfer FeeBLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No Balance Transfer Fee”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | 1% of the amount, A 1% Visa® International Service Assessment Fee will be assessed on all transactions where the merchant country differs from the United States (which may include internet transactions), regardless of whether you are located inside or outside the United States at the time of the transaction.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “A 1% Visa® International Service Assessment Fee will be assessed on all transactions where the merchant country differs from the United States (which may include internet transactions), regardless of whether you are located inside or outside the United States at the time of the transaction.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |