Artwork source · Blackhawk Community Credit Union ↗

REWARD$Blackhawk Community Credit Union · state credit union, WI · NCUA 66998

CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read
Signup bonuspoints award	5,000 points. Spend $1,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Points you can redeem for valuable services and top-quality merchandise including 5,000 bonus points when you spend $1,000 in the first 90 days.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Points you can redeem for valuable services and top-quality merchandise including 5,000 bonus points when you spend $1,000 in the first 90 days.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Signup source conditions	Notice: 50,000 maximum points earned each calendar year. Points expire every 5 years.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Notice: 50,000 maximum points earned each calendar year. Points expire every 5 years.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Signup source conditions	*Does not include balance transfers, cash advances, finance charges, etc.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“*Does not include balance transfers, cash advances, finance charges, etc.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Signup source conditions	**2,500 points minimum required to redeem for cash back or statement credit.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“**2,500 points minimum required to redeem for cash back or statement credit.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Purchase rewardsNot disclosed	1.5 points per $1. See source conditions for eligible purchases.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Our REWARD$ Credit Card earns 1.5 reward points on every $1 in purchases.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Rewards conditionsPurchase rewards	Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Our REWARD$ Credit Card earns 1.5 reward points on every $1 in purchases.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Our REWARD$ Credit Card earns 1.5 reward points on every $1 in purchases.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Rewards source conditionsPurchase rewards	Notice: 50,000 maximum points earned each calendar year. Points expire every 5 years.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Notice: 50,000 maximum points earned each calendar year. Points expire every 5 years.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Rewards source conditionsPurchase rewards	*Does not include balance transfers, cash advances, finance charges, etc.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“*Does not include balance transfers, cash advances, finance charges, etc.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Rewards source conditionsPurchase rewards	**2,500 points minimum required to redeem for cash back or statement credit.BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“**2,500 points minimum required to redeem for cash back or statement credit.”BLACKHAWK COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website

Q4 2024 Credit Card Agreementpage 1 of 6

BORROWER 1NAME

BORROWER 2NAME

CREDITCARD AGREEMENTAND TRUTH-IN-LENDING DISCLOSURE STATEMENT

ACCOUNTNUMBER

DATE

POBox 5366 Janesville,WI 53547-5366 608-755-6065 800-779-5555 www.bhccu.org

In this Agreement, "You" and "your" mean any person who accepts this Agreement or uses the Card. The "Card" means any credit card issued to you or those designated by you under the terms of this Agreement. "We", "us", "our" and the "Credit Union" means Blackhawk Community Credit Union or its successors. By using your card, you agree to all of the terms and conditions set forth herein.

The following disclosure represents important details concerning your credit card. We reserve the right to periodically review your credit standing and to increase any rate on your new balances, in accordance with applicable law. The Credit Card vou have received is indicated by the checkbox below.

INTERESTRATESandINTERESTCHARGES Hgocat rrst · REWARD$ PRarercehaseatash Advances, & Balance Transfers · 13-19 % This APR will vary with the market based on the Prime Rate*. · 14-22 % This APR will vary with the market based on the Prime Rate* Penalty APR and When it Applies · None Paying Interest · Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases or balance transfers if you pay your entire new purchase or balance transfer balance bv the due date each month. For Cash Advances, we will begin charging interest on the date the cash advance is posted to vour account. Minimum Interest Charge · If you are charged interest, the charge will be no less than $0.50. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

SEE NEXT PAGE for more important information about this account

1 2 3 4 5 6No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

BLACKHAWK COMMUNITY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:dd39dfc391162ad9e61f5609d68515ef9a3bd61fb6cec299b7925eff888caf7e
“Points you can redeem for valuable services and top-quality merchandise including 5,000 bonus points when you spend $1,000 in the first 90 days.”
Open source link ↗
BLACKHAWK COMMUNITY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:dd39dfc391162ad9e61f5609d68515ef9a3bd61fb6cec299b7925eff888caf7e
“Notice: 50,000 maximum points earned each calendar year. Points expire every 5 years.”
Open source link ↗
BLACKHAWK COMMUNITY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:dd39dfc391162ad9e61f5609d68515ef9a3bd61fb6cec299b7925eff888caf7e
“*Does not include balance transfers, cash advances, finance charges, etc.”
Open source link ↗
BLACKHAWK COMMUNITY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:dd39dfc391162ad9e61f5609d68515ef9a3bd61fb6cec299b7925eff888caf7e
“**2,500 points minimum required to redeem for cash back or statement credit.”
Open source link ↗
BLACKHAWK COMMUNITY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:dd39dfc391162ad9e61f5609d68515ef9a3bd61fb6cec299b7925eff888caf7e
“Our REWARD$ Credit Card earns 1.5 reward points on every $1 in purchases.”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Rewards, Signup bonus

Offered through: Blackhawk Community Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 66998
Branches: 10 in WI
Sources: Official issuer · 1 document · 0 pages cited

Documents

Q4 2024 Credit Card Agreementeffective date not parsedName declaration: REWARD$ · page 1

REWARD$Blackhawk Community Credit Union · state credit union, WI · NCUA 66998

Rates and fees