Blaze Credit UnionVisa Platinum®Registry illustration · issuer artwork unavailable

Visa Platinum®Blaze Credit Union · state credit union, MN · NCUA 68651

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website

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Purchase APR

12.40%–17.99%

variable

Balance transfer

12.40%–17.99%

variable

Cash advance APR

—

Annual fee

There is no annual fee on any Blaze Visa Credit card.

a year

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	12.40%–17.99% variableBLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.”BLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for balance transfers	12.40%–17.99% variableBLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.”BLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	There is no annual fee on any Blaze Visa Credit card.BLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“There is no annual fee on any Blaze Visa Credit card.”BLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	—	no source read
Balance transfer	$0, There is no fee to transfer your credit card balance to Blaze.BLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“There is no fee to transfer your credit card balance to Blaze.”BLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read
APR qualificationsBalance transfer · Regular; Purchase · Regular	APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.BLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.”BLAZE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website

Blaze Credit Union Application and Solicitation Disclosure - (19163) 1.21.2026page 1 of 2

IMPORTANT VISA® CREDIT CARD DISCLOSURES

The information appearing on this Disclosure is accurate as of ________________. This information may have changed after that date. To find out what may have changed, visit blazecu.com, call us at 651.215.3500 or 888.347.7473 or write us at Blaze Credit Union, 2025 Larpenteur Ave W, Falcon Heights, MN 55113. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods: https://www.dfs.ny.gov/consumers/credit_debt or (800) 342-3736. January 21, 2026

Interest Rates and Interest Charges · Visa Platinum® · Visa® Platinum Rewards · Visa Signature® Annual Percentage Rate (APR) for Purchases · for 12 months. After that, your StandardAPR will be depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. _____ % to _____ % IntroductoryAPR ____ % 0.00 12.40 17.99 · _____ % to _____ % ____ % for 12 months. After that, your StandardAPR will be IntroductoryAPR depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. 0.00 16.40 17.99 · ____ % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. IntroductoryAPR for 12 months. After that, your StandardAPR will be _____ % to _____ % 0.00 16.40 17.99 APR for Cash Advances · _____ % to _____ % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. 12.40 17.99 · _____ % to _____ % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. 16.40 17.99 · _____ % to _____ % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. 16.40 17.99 APR for Balance Transfers · _____ % IntroductoryAPR for 12 months from date of account opening for any transfer(s) completed within the first 90 days of account opening. After that, your StandardAPR will be _____ % to _____ % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. 2.99 12.40 17.99 · _____ % to _____ % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. _____ % IntroductoryAPR for 12 months from date of account opening for any transfer(s) completed within the first 90 days of account opening. After that, your StandardAPR will be 2.99 16.40 17.99 · _____ % IntroductoryAPR for 12 months from date of account opening for any transfer(s) completed within the first 90 days of account opening. After that, your StandardAPR will be _____ % to _____ % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. 2.99 16.40 17.99 Paying Interest · Pay full amount of the New Balance of Purchases within 25 days of your statement closing date. Wewill not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. Wewill begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account. Minimum Interest Charge · None For Credit Card Tips from the Consumer Financial Protection Bureau · Tolearn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

SEE NEXT PAGE for more important information about this account

1 2No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

BLAZE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:1e2859f08a6cb40d5980c86c703ac58b11864d7bdc08a8e0f8603baf849654f6
“APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.”
Open source link ↗
BLAZE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:1e2859f08a6cb40d5980c86c703ac58b11864d7bdc08a8e0f8603baf849654f6
“APR=Annual Percentage Rate. After the introductory period, based on your creditworthiness, your APR will be 12.40%-17.99% APR (rates effective 1.21.2026). This APR will vary with the market based on the Prime Rate.”
Open source link ↗
BLAZE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:38e3209a72a41e0b94a7da7abd7327750939ad7343b9416b15773919f3423570
“There is no annual fee on any Blaze Visa Credit card.”
Open source link ↗
BLAZE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:1e2859f08a6cb40d5980c86c703ac58b11864d7bdc08a8e0f8603baf849654f6
“There is no annual fee on any Blaze Visa Credit card.”
Open source link ↗
BLAZE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:1e2859f08a6cb40d5980c86c703ac58b11864d7bdc08a8e0f8603baf849654f6
“There is no fee to transfer your credit card balance to Blaze.”
Open source link ↗
BLAZE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:38e3209a72a41e0b94a7da7abd7327750939ad7343b9416b15773919f3423570
“12.40-17.99% APR*”
Additional source detail; structured values remain unknown. APR retained; capture date was not supplied.
Open source link ↗
BLAZE
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:1e2859f08a6cb40d5980c86c703ac58b11864d7bdc08a8e0f8603baf849654f6
“Build your credit and achieve your dreams with your Blaze Platinum Visa® Credit card.”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Balance transfer APR, Balance transfer fee, Purchase APR

Offered through: Blaze Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 68651
Branches: 30 in MN
Sources: Official issuer · 1 document · 0 pages cited

Documents

Blaze Credit Union Application and Solicitation Disclosure - (19163) 1.21.2026effective date not parsedName declaration: Visa Platinum · page 1

Visa Platinum®Blaze Credit Union · state credit union, MN · NCUA 68651

Rates and fees