Artwork source · Broadview Credit Union ↗

CreditBroadview Credit Union · federal credit union, NY · NCUA 51

CurrentLast observed Oct 13, 2026Source date Oct 13, 2026Official issuerCredit card · ConsumerFiled as “Broadview Credit”

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Purchase APR

—

Balance transfer

—

Cash advance APR

from 13.74%

variable

Annual fee

a year

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	from 13.74% variableBROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“13.74%”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“$0”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Transaction fees
Cash advance	$0, $0BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“$0”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Balance transfer	$0, $0BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“$0”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read
APR qualificationsCash advance · Regular	13.74%BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“13.74%”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
all purchasesNot disclosed	1 point per $1. See source conditions for eligible purchases.BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“1X points on all purchases”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards conditionsall purchases	Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 1X points on all purchasesBROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“1X points on all purchases”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website

ASD with fixed ratepage 1 of 2

700 Patroon Creek Blvd. Albany, NY 12206 800-727-3328 www.broadviewfcu.com

IMPORTANT CREDIT CARD DISCLOSURES

The following disclosure represents important details concerning your credit card. The information about costs of the card is accurate as of ________________. You can contact us toll free at the number or address above to inquire if any changes occurred since the effective date. New York residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods: https://www.dfs.ny.gov/consumers/credit_debt or (800) 342-3736.

INTEREST RATESand INTEREST CHARGES: Broadview Classic Secured · Broadview Credit · Broadview Lightning · Broadview World Annual Percentage Rate (APR) for Purchases · % · when you open your account, based on your creditworthiness. ThisAPR will vary with the market based on the Prime Rate. %% - · %% - when you open your account, based on your creditworthiness. ThisAPR will vary with the market based on the Prime Rate. · ThisAPR will vary with the market based on the Prime Rate. % APR for Balance Transfers · % · %% - when you open your account, based on your creditworthiness. ThisAPR will vary with the market based on the Prime Rate. · %% - when you open your account, based on your creditworthiness. ThisAPR will vary with the market based on the Prime Rate. · ThisAPR will vary with the market based on the Prime Rate. % APR for Cash Advances · % · %% - when you open your account, based on your creditworthiness. ThisAPR will vary with the market based on the Prime Rate. · %% - when you open your account, based on your creditworthiness. ThisAPR will vary with the market based on the Prime Rate. · ThisAPR will vary with the market based on the Prime Rate. % Penalty APR and When it Applies · None Paying Interest · Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the date the balance transfer or cash advance is posted to your account. Minimum Interest Charge · None For Credit Card Tips from the Consumer Financial Protection Bureau · Tolearn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

SEE NEXT PAGE for more important information about this account

1 2No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

BROADVIEW
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:0363f45ec511c5405dbd1607aff26d97a6dc18ad9b58886068e026a42d2455bc
“13.74%”
Open source link ↗
BROADVIEW
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:0363f45ec511c5405dbd1607aff26d97a6dc18ad9b58886068e026a42d2455bc
“$0”
Open source link ↗
BROADVIEW
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:0363f45ec511c5405dbd1607aff26d97a6dc18ad9b58886068e026a42d2455bc
“$0”
Open source link ↗
BROADVIEW
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:0363f45ec511c5405dbd1607aff26d97a6dc18ad9b58886068e026a42d2455bc
“$0”
Open source link ↗
BROADVIEW
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:0363f45ec511c5405dbd1607aff26d97a6dc18ad9b58886068e026a42d2455bc
“1X points on all purchases”
Open source link ↗
BROADVIEW
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:0363f45ec511c5405dbd1607aff26d97a6dc18ad9b58886068e026a42d2455bc
“Application and Solicitation Disclosure”
Open source link ↗

History

dates on sources or when they were captured

Oct 13, 2026: Annual fee, Balance transfer fee, Cash advance APR, Cash advance fee, Issuer link, Rewards

Offered through: Broadview Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 51
Branches: 62 in NY
Sources: Official issuer · 2 documents · 0 pages cited

Documents

ASD with fixed rateeffective date not parsedName declaration: Broadview Credit · page 1
IMPORTANT CREDIT CARD DISCLOSURESeffective date not parsedName declaration: Broadview Credit · page 1

CreditBroadview Credit Union · federal credit union, NY · NCUA 51

Rates and fees