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Banking RegistryReal data. Clear answers.Data as of Oct 13, 2026
Banking RegistryReal data. Clear answers.
Artwork source · Broadview Credit Union ↗

LightningBroadview Credit Union · federal credit union, NY · NCUA 51

CurrentLast observed Oct 13, 2026Source date Oct 13, 2026Official issuerCredit card · ConsumerFiled as “Broadview Lightning”
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Purchase APR
—
Balance transfer
—
Cash advance APR
from 16.74%
variable
Annual fee
$0
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advancesfrom 16.74% variableBROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“16.74%”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$0BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“$0”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance$0, $0BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“$0”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Balance transfer$0, $0BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“$0”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsCash advance · Regular16.74%BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“16.74%”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
all other purchasesNot disclosed1 point per $1. See source conditions for eligible purchases.BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“1X points on all other purchases”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
groceriesNot disclosed3 points per $1. See source conditions for eligible purchases.BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“3X points on groceries”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
online purchasesNot disclosed2 points per $1. See source conditions for eligible purchases.BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“2X points on online purchases”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsall other purchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 1X points on all other purchasesBROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“1X points on all other purchases”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsall other purchasesEarn 3x points on first $1,250 of grocery purchases per quarter and 2x points on first $1,250 of online purchases per quarter. Once you have reached your maximum in a category, you will receive 1x points for those purchases for the remainder of the quarter. All other purchase categories receive 1x points every day.BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Earn 3x points on first $1,250 of grocery purchases per quarter and 2x points on first $1,250 of online purchases per quarter. Once you have reached your maximum in a category, you will receive 1x points for those purchases for the remainder of the quarter. All other purchase categories receive 1x points every day.”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsgroceriesPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 3X points on groceriesBROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“3X points on groceries”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsgroceriesEarn 3x points on first $1,250 of grocery purchases per quarter and 2x points on first $1,250 of online purchases per quarter. Once you have reached your maximum in a category, you will receive 1x points for those purchases for the remainder of the quarter. All other purchase categories receive 1x points every day.BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Earn 3x points on first $1,250 of grocery purchases per quarter and 2x points on first $1,250 of online purchases per quarter. Once you have reached your maximum in a category, you will receive 1x points for those purchases for the remainder of the quarter. All other purchase categories receive 1x points every day.”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsonline purchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 2X points on online purchasesBROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“2X points on online purchases”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsonline purchasesEarn 3x points on first $1,250 of grocery purchases per quarter and 2x points on first $1,250 of online purchases per quarter. Once you have reached your maximum in a category, you will receive 1x points for those purchases for the remainder of the quarter. All other purchase categories receive 1x points every day.BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026“Earn 3x points on first $1,250 of grocery purchases per quarter and 2x points on first $1,250 of online purchases per quarter. Once you have reached your maximum in a category, you will receive 1x points for those purchases for the remainder of the quarter. All other purchase categories receive 1x points every day.”BROADVIEW · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website