Capital OneSpark 1.5% Cash SelectRegistry illustration · issuer artwork unavailable
Spark 1.5% Cash SelectCapital One · N bank, CT · FDIC 4297
CurrentLast observed Oct 15, 2026Source date Oct 13, 2026Official issuerCredit card · Business
Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory, 9 months | 0%Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “0% intro APR for 9 months; 16.99% - 26.99% variable APR after that”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| 16.99%–26.99% variableCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “0% intro APR for 9 months; 16.99% - 26.99% variable APR after that”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | Annual fee: $0Capital One, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “Annual fee: $0”Capital One, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | Excellent creditCapital One, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “Excellent credit”Capital One, National Association · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR qualificationsPurchase · Introductory; Purchase · Regular | 0% intro APR for 9 months; 16.99% - 26.99% variable APR after thatCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “0% intro APR for 9 months; 16.99% - 26.99% variable APR after that”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |