Capital OneSpark 2% CashRegistry illustration · issuer artwork unavailable
Spark 2% CashCapital One · N bank, CT · FDIC 4297
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Business
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 24.74% variableCapital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “24.74% variable APR.”Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsPurchase · Regular | 24.74% variable APR.Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “24.74% variable APR.”Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |