Capital OneVenture BusinessRegistry illustration · issuer artwork unavailable
Venture BusinessCapital One · N bank, CT · FDIC 4297
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Business
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 24.74% variableCapital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “24.74% variable APR”Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | To apply for the Venture Business card, you must be an authorized representative for your business. You’ll need to provide personal and business details to verify your identity and establish creditworthiness. Your application may be declined if you have a freeze with credit bureaus. Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “To apply for the Venture Business card, you must be an authorized representative for your business. You’ll need to provide personal and business details to verify your identity and establish creditworthiness. Your application may be declined if you have a freeze with credit bureaus.”Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Regular | 24.74% variable APRCapital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “24.74% variable APR”Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Recurring statement credit · annual software advertising credit | Up to $50 statement credit. Each 12-month period starts at account opening and restarts on its anniversary. Payment timing is not disclosed. Annually, each Venture Business account is eligible to receive up to an annual $50 statement credit for purchases at qualifying advertising or software merchants. Purchases from these merchants are generally considered eligible. However, final eligibility is based on the Merchant Category Code (MCC) assigned to the merchant. Purchases from merchants using a non-qualifying MCC will not qualify; for example, software purchased from a general retailer may not be eligible. Capital One is not responsible for merchant categorization. Any unused credits will expire on your account open date anniversary. Your account must remain open and in good standing to receive the credit.Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | “Annually, each Venture Business account is eligible to receive up to an annual $50 statement credit for purchases at qualifying advertising or software merchants. Purchases from these merchants are generally considered eligible. However, final eligibility is based on the Merchant Category Code (MCC) assigned to the merchant. Purchases from merchants using a non-qualifying MCC will not qualify; fo…”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Recurring statement credit · cash 532 | $50 statement credit. Each 12-month period starts at account opening and restarts on its anniversary. Payment timing is not disclosed. Annually, eligible Venture Business primary account holders will receive a $50 Capital One Business Travel credit (“Credit”) to use toward purchases made through Capital One Business Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation. A Venture Business card account must be open and in good standing to receive or use the Credit.Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Annually, eligible Venture Business primary account holders will receive a $50 Capital One Business Travel credit (“Credit”) to use toward purchases made through Capital One Business Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The Credit may be used in…”Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Recurring statement credit · cash 534 | Up to $50 statement credit. Each 12-month period starts at account opening and restarts on its anniversary. Payment timing is not disclosed. Annually, each Venture Business account is eligible to receive up to an annual $50 statement credit for purchases at qualifying advertising or software merchants. Purchases from these merchants are generally considered eligible. However, final eligibility is based on the Merchant Category Code (MCC) assigned to the merchant. Purchases from merchants using a non-qualifying MCC will not qualify; for example, software purchased from a general retailer may not be eligible. Capital One is not responsible for merchant categorization. Any unused credits will expire on your account open date anniversary. Your account must remain open and in good standing to receive the credit.Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Annually, each Venture Business account is eligible to receive up to an annual $50 statement credit for purchases at qualifying advertising or software merchants. Purchases from these merchants are generally considered eligible. However, final eligibility is based on the Merchant Category Code (MCC) assigned to the merchant. Purchases from merchants using a non-qualifying MCC will not qualify; fo…”Capital One, National Association · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |