Capital OneVenture X BusinessRegistry illustration · issuer artwork unavailable

Venture X BusinessCapital One · N bank, CT · FDIC 4297

CurrentLast observed Oct 13, 2026Official issuerCharge card · Business

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read
All purchasesNot disclosed	2 points per $1. See source conditions for eligible purchases.Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“2X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
TravelNot disclosed	10 points per $1. See source conditions for eligible purchases.Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“10X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
RewardsNot disclosed	2 points per $1. See source conditions for eligible purchases.Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“2X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
RewardsNot disclosed	10 points per $1. See source conditions for eligible purchases.Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“10X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
RewardsNot disclosed	5 points per $1. See source conditions for eligible purchases.Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“5X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards conditionsAll purchases; Rewards	Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 2X milesCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“2X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards source conditionsAll purchases; Rewards	on every purchase, with no restrictions or blackout datesCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“on every purchase, with no restrictions or blackout dates”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards conditionsTravel	Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 10X milesCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“10X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards source conditionsTravel	on hotels and rentals and 5X miles on flights booked through Capital One Business TravelCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“on hotels and rentals and 5X miles on flights booked through Capital One Business Travel”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards conditionsRewards	Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 10X milesCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“10X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards source conditionsRewards	on hotels and rental cars booked through Capital One Business TravelCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“on hotels and rental cars booked through Capital One Business Travel”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards conditionsRewards	Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 5X milesCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“5X miles”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website
Rewards source conditionsRewards	on flights and vacation rentals booked through Capital One Business TravelCapital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	“on flights and vacation rentals booked through Capital One Business Travel”Capital One, National Association · Page Capture Oct 13, 2026 · Captured Oct 13, 2026	Website

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“2X miles”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“on every purchase, with no restrictions or blackout dates”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“10X miles”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“on hotels and rentals and 5X miles on flights booked through Capital One Business Travel”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:eabc54d0f5358f2b91749fae449ec9401e45d0d60377cee80d26b8283f15fda9
“2X miles”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:eabc54d0f5358f2b91749fae449ec9401e45d0d60377cee80d26b8283f15fda9
“on every purchase, with no restrictions or blackout dates”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:eabc54d0f5358f2b91749fae449ec9401e45d0d60377cee80d26b8283f15fda9
“10X miles”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:eabc54d0f5358f2b91749fae449ec9401e45d0d60377cee80d26b8283f15fda9
“on hotels and rental cars booked through Capital One Business Travel”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:eabc54d0f5358f2b91749fae449ec9401e45d0d60377cee80d26b8283f15fda9
“5X miles”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:eabc54d0f5358f2b91749fae449ec9401e45d0d60377cee80d26b8283f15fda9
“on flights and vacation rentals booked through Capital One Business Travel”
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“on hotels and rentals and 5X miles on flights booked through Capital One Business Travel”
Additional source detail; structured values remain unknown. The passage also states 5X miles on flights booked through Capital One Business Travel.
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“$300 annual travel credit”
Additional source detail; structured values remain unknown. $300 annual travel credit
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“for all bookings through Capital One Business Travel and 10,000 bonus miles every year on your anniversary”
Additional source detail; structured values remain unknown. for all bookings through Capital One Business Travel and 10,000 bonus miles every year on your anniversary
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“Annually, eligible Venture X Business primary account holders will receive a $300 Capital One Business Travel credit (“Credit”) to use toward purchases made through Capital One Business Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The Credit may be used…”
Additional source detail; structured values remain unknown. Annually, eligible Venture X Business primary account holders will receive a $300 Capital One Business Travel credit (“Credit”) to use toward purchases made through Capital One Business Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation. A Venture X Business card account must be open and in good standing to receive or use the Credit.
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:72c77fcedcc1246600826bfb5a21c0b23ebbf1cbe68a90c372f3003dfbb510bf
“Receive up to a $120 statement credit on TSA PreCheck® or Global Entry when you use your eligible card to cover the fee.”
Additional source detail; structured values remain unknown. Receive up to a $120 statement credit on TSA PreCheck® or Global Entry when you use your eligible card to cover the fee.
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:eabc54d0f5358f2b91749fae449ec9401e45d0d60377cee80d26b8283f15fda9
“Annually, eligible Venture X Business primary account holders will receive a $300 Capital One Business Travel credit (“Credit”) to use toward purchases made through Capital One Business Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Business Travel and can be applied to purchases at checkout. The Credit may be used…”
Additional source detail; structured values remain unknown. The $300 credit can be applied at travel checkout and expires on the next anniversary; it is not described as a recurring statement credit.
Open source link ↗
Capital One, National Association
Page Capture Oct 13, 2026 · Captured Oct 13, 2026 · record official-issuer:page:url:eabc54d0f5358f2b91749fae449ec9401e45d0d60377cee80d26b8283f15fda9
“Pay in full or carry a portion of your balance, subject to a variable APR of 25.99%.”
Additional source detail; structured values remain unknown. The page states a variable APR but supplies no retained capture date for a supported APR effective date.
Open source link ↗

History

dates on sources or when they were captured

Oct 13, 2026: Rewards

Offered through: Capital One
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 4297
Branches: 252 in CT, DC, DE, LA, MD, NJ, NY, TX, VA
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Venture X BusinessCapital One · N bank, CT · FDIC 4297

Rates and fees