Celtic BankFasten Credit CardRegistry illustration · issuer artwork unavailable

Fasten Credit CardCeltic Bank · NM bank, UT · FDIC 57056

CurrentLast observed Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

p.1none

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0Celtic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”Celtic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	up to $8Celtic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to $8”Celtic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Returned payment	up to $41Celtic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to $41”Celtic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Celtic Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
No public source address
Celtic Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to $8”
No public source address
Celtic Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to $41”
No public source address
Celtic Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 7
“Annual Fee. None.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address
Celtic Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 7
“Foreign Transaction Fee. As described in the Foreign Transactions section, if you make a transaction in a foreign currency, Visa International Service Association will convert it into a U.S. dollar amount. We charge a foreign currency conversion transaction fee of 3% of the U.S. dollar amount of each transaction made in a foreign currency. This foreign currency transaction fee is in …”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address
Celtic Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 7
“Returned Payment Fee. Up to $41.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address

History

dates on sources or when they were captured

Aug 23, 2026: Annual fee, Late payment fee, Returned payment fee

Offered through: Celtic Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 57056
Branches: 1 in UT
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Fasten Credit CardCeltic Bank · NM bank, UT · FDIC 57056

Rates and fees