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Banking RegistryReal data. Clear answers.Data as of Aug 23, 2026
Celtic BankFold Bitcoin Credit CardRegistry illustration · issuer artwork unavailable

Fold Bitcoin Credit CardCeltic Bank · NM bank, UT · FDIC 57056

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer
Purchase APR
20.49%–29.49%
p.1variable
Balance transfer
—
Cash advance APR
—
Annual fee
—
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases20.49%–29.49% variableCeltic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“20.49% to 29.49% variable APR, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Rates are accurate as of October 30, 2025.”Celtic Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read