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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Central Willamette Credit UnionPlatinum Secured Visa Credit CardRegistry illustration · issuer artwork unavailable

Platinum Secured Visa Credit CardCentral Willamette Credit Union · state credit union, OR · NCUA 62665

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · Visa · securedNetwork stated on issuer website
Purchase APR
variable
Balance transfer
—
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases19% variableCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“19.00%”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeNoneCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“No annual fees”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance2% of the amount, minimum $10, Cash Advance Fee: 2% of transaction with a minimum of $10CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Cash Advance Fee: 2% of transaction with a minimum of $10”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment$25, Late Payment Fee: $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Late Payment Fee: $25 per item”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Returned payment$25, Returned Payment Fee: $25 per itemCENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Returned Payment Fee: $25 per item”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · Regular 19.00% CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“19.00%”CENTRAL WILLAMETTE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website