IM Visa Business Rewards CardChristian Community Credit Union · state credit union, CA · NCUA 97068
CurrentLast observed Oct 15, 2026Source date Oct 15, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory, 6 months | 0%CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “3) 0% Introductory APR on purchases for 6 months, then a variable APR of”CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| 16.49% variableCHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “16.49%”CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No Annual Fee or Balance Transfer FeeCHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “No Annual Fee or Balance Transfer Fee”CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | $0, 4) Balance Transfer fees waived.CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “4) Balance Transfer fees waived.”CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsPurchase · Introductory | 3) 0% Introductory APR on purchases for 6 months, then a variable APR of CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “3) 0% Introductory APR on purchases for 6 months, then a variable APR of”CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR qualificationsPurchase · Regular | based upon your creditworthiness. CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “based upon your creditworthiness.”CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cash back | 1.50% cash back. Payment timing is not disclosed. 1) 1.5% cash back with CURewards. 1.5 CURewards points are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.CHRISTIAN COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1) 1.5% cash back with CURewards. 1.5 CURewards points are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.”CHRISTIAN COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1.50% cash back. Payment timing is not disclosed. 1) 1.5% cash back with CURewards. 1.5 CURewards points are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “1) 1.5% cash back with CURewards. 1.5 CURewards points are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.”CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Cash signup bonus | $300 cash award. After $3,000 in qualifying purchases. Payment timing is not disclosed. 2) To qualify for the $300 cash rewards bonus, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened. CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | “2) To qualify for the $300 cash rewards bonus, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within three months from the date your account is opened.”CHRISTIAN COMMUNITY · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |