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Banking RegistryReal data. Clear answers.Data as of Oct 3, 2026
Citizens Bank & Trust CompanyEquiCheque Home Equity Line of CreditRegistry illustration · issuer artwork unavailable

EquiCheque Home Equity Line of CreditCitizens Bank & Trust Company · NM bank, LA · FDIC 1376

CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerHome equity line of credit · Consumer
Loan amount
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Loan term
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Collateral
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Prepayment penalty
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Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
Loan amountNot parsedno source read
Loan termNot parsedno source read
CollateralNot parsedno source read
Prepayment penaltyNot parsedno source read
Maximum loan to valueNot parsedno source read
Draw periodNot parsedno source read
Repayment periodNot parsedno source read
Rate floorNot parsedno source read
Rate capNot parsedno source read
APR—no source read
Fees—no source read
Access to fundsA personal cash reserve based on the equity you’ve built in your home Your interest may be tax deductible, consult a tax advisor about the deductibility Low closing costs and no annual feesWithheldCitizens Bank & Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“A personal cash reserve based on the equity you’ve built in your home”Citizens Bank & Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website