Summit Reserve

Citizens Bank · Consumer · Credit Card · Active

Verified structured record1 current field4 structured records

Official source Compare

Intro BT APR: Not captured; no accepted claim
Ongoing BT APR: Not captured; no accepted claim
Purchase APR: 19.74%–29.24%; as of Aug 31, 2026
Annual fee: $295; as of Aug 31, 2026
BT fee: 5% (minimum $10); as of Aug 31, 2026
Transfer window: Not captured; no accepted claim

Identity

Product type: Credit Card
Audience: Consumer
Lifecycle: Active
Identity verification: Verified
Security type: Not captured
Credit-limit range: Not captured
Filed as: Citizens Summit Reserve
Legal name: Citizens Bank, National Association
Public path: /cards/citizens-bank/summit-reserve
Registry ID: citizens-bank-national-association-57957-citizens-summit-reserve
Last captured: Aug 31, 2026

Family and editions

3 products

Family: Summit

Product	Relation	Purchase APR	Annual fee
Summit	Family head	17.74%–27.99%	Not captured
Summit Reserve Private Bank	Sibling	19.74%–29.24%	$295

Organizations

1 roles

Role	Organization	Kind	Status
Customer Facing InstitutionPrimary	Citizens Bank	Bank	Active

APR terms

1 records

Term	Min	Max	Type	Duration	As of
Regular · Purchase	19.74%	29.24%	Variable · Prime	Not available	Aug 31, 2026

Fees

2 records

Fee	Amount	Frequency	Max	As of
Annual	$295	Annual	—	Aug 31, 2026
Balance Transfer	5% (minimum $10)	Per Transaction	—	Aug 31, 2026

Balance-transfer policy

No accepted transfer policy. Not evidence that transfers are unavailable.

Availability & eligibility

0 records

No geography, membership, relationship, or business rule captured. Personal access never implies business access.

Application & bureau observations

0 records

No application route, prequalification route, or bureau observation captured.

Promotions & benefits

0 records

No accepted promotion or benefit record. Not evidence that none exist.

Version history

1 versions

Current: Citizens Summit Reserve; Aug 31, 2026 – present

Evidence

1 sources · 1 field records

Freshness: 1 current field
Stale fields: 0
Conflict notes: 0

Source	Kind	Locator	Verified
Consumer Financial Protection Bureau ↗	Government dataset	r2:official-registry/cfpb/card-plans/68bd9514391337a8137bcf5bcd976c3895dddfeb17b75f4150900ac68f5634e1.json#/terms/raw?record=cfpb%3Atccp%3A2025-12-31%3Acitizens-bank-national-association%3Acitizens-summit-reserve&fields=Index,Purchase%20APR%20Index,Purchase%20APR%20max,Purchase%20APR%20min,Variable%20Rate%20Index	Aug 31, 2026

Field	Freshness	Conflict	Verified	Sources
Identityproducts.identity	Current	None	Aug 31, 2026	Consumer Financial Protection Bureau · Consumer Financial Protection Bureau · Government dataset

“Not captured” means the registry has no accepted claim for that field — it never means the term does not exist. Official disclosures and observed outcomes are labeled separately. Confirm terms with the issuer before applying.