Visa® Crystal Commercial Credit CardCity National Bank · N bank, CA · FDIC 17281
CurrentLast observed Oct 14, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Annual fee
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | — | no source read | |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | To open an account, you'll need to complete a Business Lending Application Form and/or a Personal Financial Statement Form as well as a Single Name Aggregate Exposure Report. Additional information may be required. All applications must be submitted through a Relationship Manager. City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “To open an account, you'll need to complete a Business Lending Application Form and/or a Personal Financial Statement Form as well as a Single Name Aggregate Exposure Report. Additional information may be required. All applications must be submitted through a Relationship Manager.”City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn one Point per $1 spent on purchases made on any City National Commercial Card registered to your business.”City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Visa® Crystal Commercial Credit Card rewardsNot disclosed | 1 point per $1. See source conditions for eligible purchases.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1 Point per $1 Spent*”City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Earn one Point per $1 spent on purchases made on any City National Commercial Card registered to your business.City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn one Point per $1 spent on purchases made on any City National Commercial Card registered to your business.”City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsVisa® Crystal Commercial Credit Card rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 1 Point per $1 Spent*City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1 Point per $1 Spent*”City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsVisa® Crystal Commercial Credit Card rewards | City National Rewards is a rewards program offering Points for credit card purchases using a City National Visa Credit Card that comes with City National Rewards. Points can be redeemed for a variety of items: cash back credits, gift certificates, merchandise, airfare, hotels, travel packages and more. City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “City National Rewards is a rewards program offering Points for credit card purchases using a City National Visa Credit Card that comes with City National Rewards. Points can be redeemed for a variety of items: cash back credits, gift certificates, merchandise, airfare, hotels, travel packages and more.”City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsVisa® Crystal Commercial Credit Card rewards | Simply use your Visa Credit Card with Rewards. You will earn Points on net purchases only (purchases less returns and other credits). There is no cap on Points and your Points do not expire. See the City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Simply use your Visa Credit Card with Rewards. You will earn Points on net purchases only (purchases less returns and other credits). There is no cap on Points and your Points do not expire. See the”City National Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |