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Clearview Credit UnionPREMIUM WORLD ® MASTERCARD ®Registry illustration · issuer artwork unavailable

PREMIUM WORLD ® MASTERCARD ®Clearview Credit Union · federal credit union, OH · NCUA 9007

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website

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Purchase APR

variable

Balance transfer

variable

Cash advance APR

variable

Annual fee

a year

Foreign fee

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	17.49%–18% variableCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“17.49% - 18.00%”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for balance transfers	17.49%–18% variableCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“17.49% - 18.00%”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for cash advances	17.49%–18% variableCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“17.49% - 18.00%”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	NoneCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No annual fee”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	3% of the amount, 3%CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“3%”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Balance transfer	$0, NoneCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“None”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Foreign transaction	$0, NoneCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“None”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Penalty fees
Late payment	up to $35 — $35CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“$35”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Returned payment	up to $35 — $35CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“$35”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular	This APR is based on your creditworthiness, and will vary with the market based on the Prime Rate.CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“This APR is based on your creditworthiness, and will vary with the market based on the Prime Rate.”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Cash back	2% cash back. Payment timing is not disclosed. Earn 2% cash back with a qualifying CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Earn 2% cash back with a qualifying”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Cashback qualificationsCash back	Absolute CheckingCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Absolute Checking”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Cash back	1.50% cash back. Payment timing is not disclosed. All other cardholders earn unlimited 1.5% cash back on every purchase, every dayCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“All other cardholders earn unlimited 1.5% cash back on every purchase, every day”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Cash signup bonus	$150 cash award. After $1,500 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Earn $150 when you spend $1,500 in the first 90 daysCLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Earn $150 when you spend $1,500 in the first 90 days”CLEARVIEW · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website

CLEA016CCVariablepage 1 of 4

CREDIT CARD ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT

8805 University Boulevard Moon Township, PA 15108

THIS IS YOUR CREDIT CARD AGREEMENT AND IT INCLUDES NECESSARY FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENTS, PLATINUM MASTERCARD ® AND PREMIUM WORLD ® MASTERCARD ® AGREEMENTS, AND ANY SPECIAL INSTRUCTIONS REGARDING THE USE OF YOUR PLATINUM MASTERCARD ® AND PREMIUM WORLD ® MASTERCARD ® CREDIT CARDS, AND/OR ANY OTHER ACCOUNT ACCESS DEVICE. PLEASE BE CERTAIN TO READ THIS AGREEMENT CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR.

Interest Rate and Interest Charges

Annual Percentage Rate (APR) For Purchases

Annual Percentage Rate (APR) For Balance Transfers

Annual Percentage Rate (APR) For Cash Advances

Paying Interest

For Credit Card Tips from the Consumer Financial Protection Bureau

Fees

Transaction Fees

• Cash Advance

• Foreign Transaction

Penalty Fees

• Late Payment

• Returned Payment

Platinum Mastercard ® : ________% Introductory APR until December 31, 2022.

After that, Your APR will be

________%

This APR will vary with the market based on the Prime Rate.

Premium World ® Mastercard ® : ________%

Your APR will vary with the market based on the Prime Rate.

Platinum Mastercard ® :

__________%

Your APR will vary with the market based on the Prime Rate.

Premium World ® Mastercard ® :

__________%

Your APR will vary with the market based on the Prime Rate.

Platinum Mastercard ® :

________%

Your APR will vary with the market based on the Prime Rate.

Premium World ® Mastercard ® :

________%

Your APR will vary with the market based on the Prime Rate.

We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days from Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.

To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

3.00% of each advance.

Up to 2.00% of each foreign currency transaction in U.S. Dollars.

Up to 2.00% of each U.S. Dollar transaction that occurs in a foreign country.

Up to $35.00

Up to $35.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." See Your Account Agreement for details.

Billing Rights: Information on Your rights to dispute transactions and how to exercise those rights is provided in Your Account Agreement.

1 2 3 4No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“17.49% - 18.00%”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“This APR is based on your creditworthiness, and will vary with the market based on the Prime Rate.”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:0f01180e33de50c494b3b9ffed28f6b1fdfa530a789a72b73a51e09bc662025d
“No annual fee”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“None”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“None”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“3%”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“None”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“$35”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“$35”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:0f01180e33de50c494b3b9ffed28f6b1fdfa530a789a72b73a51e09bc662025d
“Earn 2% cash back with a qualifying”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:0f01180e33de50c494b3b9ffed28f6b1fdfa530a789a72b73a51e09bc662025d
“Absolute Checking”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:0f01180e33de50c494b3b9ffed28f6b1fdfa530a789a72b73a51e09bc662025d
“All other cardholders earn unlimited 1.5% cash back on every purchase, every day”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:0f01180e33de50c494b3b9ffed28f6b1fdfa530a789a72b73a51e09bc662025d
“Earn $150 when you spend $1,500 in the first 90 days”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:0f01180e33de50c494b3b9ffed28f6b1fdfa530a789a72b73a51e09bc662025d
“17.49% APR”
Additional source detail; structured values remain unknown. APR passage retained without a typed rate: capture date is absent and the stated date is not a literal ISO date.
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:0f01180e33de50c494b3b9ffed28f6b1fdfa530a789a72b73a51e09bc662025d
“With Clearview's Premium World® Mastercard®, your daily errands and travels can bring you closer to your next big goal. Earn unlimited cash back on every purchase while enjoying the peace of mind that comes with no annual or foreign transaction fees. We’re here to help you make your money work harder for you.”
Open source link ↗
CLEARVIEW
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:58d91a097f64b137b144b577a09686f53c44ffd4e10851fde942d3edbd93b864
“Mastercard”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Balance transfer APR, Balance transfer fee, Cash advance APR, Cash advance fee, Cash back, Cash signup bonus, Foreign transaction fee, Late payment fee, Purchase APR, Returned payment fee

Offered through: Clearview Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 9007
Branches: 27 in OH, PA
Sources: Official issuer · 2 documents · 0 pages cited

Documents

CLEA016CCVariableeffective date not parsedName declaration: PREMIUM WORLD ® MASTERCARD · page 1
October 2023effective date not parsedName declaration: Premium World® Mastercard · page 2