Coastal Community BankProsper Unsecured Credit CardRegistry illustration · issuer artwork unavailable

Prosper Unsecured Credit CardCoastal Community Bank · SM bank, WA · FDIC 34403

CurrentLast observed Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	1% of the amountCoastal Community Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None 1% of the transaction amount.”Coastal Community Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Prosper Cardholder Agreement January 2026page 1 of 17

RATE AND FEE SUMMARY

INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases · 22.49% to 33.99% This APR will vary with the market based on the Prime Rate, but will not exceed 36% APR for Cash Advances · 33.99% This APR will vary with the market based on the Prime Rate but will not exceed 36%. Penalty APR and when It Applies · N/A How to Avoid Paying Interest on Purchases · Your due date is at least 21 days after the close of each billing period. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge · If you are charged interest, the charge will be no less than $1.o0. For Maine residents, if you are charged interest, the minimum interest charge will be no more than $0.50 For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card. visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

FEES Annual Fee · $59 (waived for the first year if you sign up for autopay before your first statement) Transaction Fees 0 Cash Advance 0 Foreian Transaction · None 1% of the transaction amount. Penaltv Fees . Late Fee 0 Over the Limit Fee 0 Returned Pavment · Up to $40 per late payment. None None

How We Will Calculate Your Balance: We use a method called the "Average Daily Balance (including new transactions)." See the section in the Cardholder Agreement below titled "Average Daily Balance Method (including new transactions)" for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Cardholder Agreement. See the section in the Cardholder Agreement below titled "Your Billing Rights"

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17Pages 1 and 4 are cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None 1% of the transaction amount.”
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Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“If you are charged interest, the charge will be no less than $1.o0. For Maine residents, if you are charged interest, the minimum interest charge will be no more than $0.50”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗
Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 4
“Variable APRs. If the Prime Rate increases, your APRs and Daily Periodic Rates will increase, but will not exceed 36%. As a result, interest, your total minimum payment and the number of payments it would take you to pay off your Account balance may increase. We apply any change in rates because of a Prime Rate change to your entire Account balance. A change in the Prime Rate will take effect on …”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
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History

dates on sources or when they were captured

Aug 23, 2026: Cash advance fee

Offered through: Coastal Community Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 34403
Branches: 14 in WA
Sources: Official issuer · 1 document · 2 pages cited

Documents

Prosper Cardholder Agreement January 2026effective date not parsed

Prosper Unsecured Credit CardCoastal Community Bank · SM bank, WA · FDIC 34403

Rates and fees