Coastal Community BankSeen™ MastercardRegistry illustration · issuer artwork unavailable

Seen™ MastercardCoastal Community Bank · SM bank, WA · FDIC 34403

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

35.99%

p.1fixed

Balance transfer

—

Cash advance APR

—

Annual fee

—

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	35.99%Coastal Community Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“35.99%”Coastal Community Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Seen Cardmember Agreement $0 to $75 AMF_35.99_effective 07.07.25page 1 of 19

Important Disclosures About Your Seen ™ MasterCard ©

The Seen MasterCard is issued by Coastal Community Bank, Member FDIC

Agreement Effective as of the date your Account is approved by Coastal Community Bank

INTEREST RATE AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases · 35.99% How to Avoid Paying Interest · Your due date is at least 26 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

FEES Annual Fee · $0, $39, $59, or $75 NOTICE: Your annual fee may be assessed before you begin using your card and will reduce the amount of credit you initially have available. For example, if you are assigned the minimum credit limit of $200, and if your Annual Fee is $39, your initial available credit will be $161. You may still reject this plan, provided that you have not yet used the account, or paid a fee after receiving a billing statement. If you do reject the plan, you are not responsible for any fees or charges. Penalty Fees • Late Payment · Up to $41

* This APR corresponds to a Daily Periodic Rate of 0.09860%.

How We Will Calculate Your Balance: We use a method called "average daily balance (including current purchases)." See the "Interest Calculation; Average Daily Balance (Including Current Purchases)" section of this Agreement for more details.

Billing Rights: See the "Billing Rights Summary" section of this Agreement for information on your rights to dispute transactions and how to exercise those rights.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19Page 1 is cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“35.99%”
Read exact source ↗
Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“35.99%”
Read exact source ↗
Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“35.99%”
Read exact source ↗
Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 26 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗
Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 26 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗
Coastal Community Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 26 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗

History

dates on sources or when they were captured

Aug 23, 2026: Purchase APR

Offered through: Coastal Community Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 34403
Branches: 14 in WA
Sources: Official issuer · 3 documents · 1 page cited

Documents

Seen Cardmember Agreement $0 to $75 AMF_35.99_effective 07.07.25effective date not parsed
Seen Cardmember Agreement $75_$99 AMF _ 35.99_effective 07.07.25effective date not parsed
unsecured_card_member_agreement_$75-$123_effective 11.17.25effective date not parsed

Seen™ MastercardCoastal Community Bank · SM bank, WA · FDIC 34403

Rates and fees