Artwork source · Colorado Credit Union ↗

VISA CLASSICColorado Credit Union · state credit union, CO · NCUA 68443

CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

No annual fee

a year

Foreign fee

of the amount

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	No annual feeCOLORADO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No annual fee”COLORADO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	$25, Cash advance fee for Classic Visa® and Secured Classic Visa® is $25.00. Cash advance fee for Platinum Visa® is 3% of each advance ($10.00 minimum-$75.00 maximum). Foreign transaction fee is 1%.COLORADO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Cash advance fee for Classic Visa® and Secured Classic Visa® is $25.00. Cash advance fee for Platinum Visa® is 3% of each advance ($10.00 minimum-$75.00 maximum). Foreign transaction fee is 1%.”COLORADO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Balance transfer	$0, No balance transfer feesCOLORADO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No balance transfer fees”COLORADO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Foreign transaction	1% of the amount, Cash advance fee for Classic Visa® and Secured Classic Visa® is $25.00. Cash advance fee for Platinum Visa® is 3% of each advance ($10.00 minimum-$75.00 maximum). Foreign transaction fee is 1%.COLORADO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Cash advance fee for Classic Visa® and Secured Classic Visa® is $25.00. Cash advance fee for Platinum Visa® is 3% of each advance ($10.00 minimum-$75.00 maximum). Foreign transaction fee is 1%.”COLORADO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Visa Credit Line Agreement and Disclosurepage 1 of 5

Interest Rate and Interest Charges

Annual Percentage Rate (APR) For Purchases

CREDIT LINE ACCOUNT AGREEMENT AND DISCLOSURE

THIS IS YOUR CREDIT LINE ACCOUNT AGREEMENT AND IT INCLUDES NECESSARY FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENTS, VISA CLASSIC AND VISA SECURED AGREEMENTS, AND ANY SPECIAL INSTRUCTIONS REGARDING THE USE OF YOUR VISA CLASSIC AND VISA SECURED CREDIT CARDS, AND/OR ANY OTHER ACCOUNT ACCESS DEVICE. PLEASE BE CERTAIN TO READ THIS AGREEMENT CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR.

___________% 10.95

VISA Classic:

creditworthiness.

VISA Secured: creditworthiness.

____________% - ____________% based on Your 10.95 21.00

10.95

____________% 21.00

VISA Classic: ____________% - ____________% based on Your creditworthiness.

VISA Secured: ____________% - ____________% based on Your creditworthiness.

VISA Classic: ____________% - ____________% based on Your creditworthiness.

21.00

VISA Secured: ____________% - ____________% based on Your creditworthiness. 10.95 21.00

Signature Loan: ____________% -

11.99

____________% based on Your creditworthiness.

Ready Credit Line of Credit: creditworthiness.

21.00

____________% 14.99

3.00+div rate

21.00

-____________% based on Your

Share Secured: ____________% - ____________% based on Your creditworthiness.

Certificate Secured: ____________% when You open Your account, after which Your APR will vary with the dividend rate paid on the shares pledged as Collateral. 3.00+CD rate

Personal Property Secured:

based on Your

____________% 1.99

____________% 17.99

creditworthiness, length of repayment, age and type of collateral pledged as security.

For VISA, We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date. For all Feature Categories, We will begin charging interest on cash advances and balance transfers on the transaction date.

To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

For VISA, $25.00

For VISA, 1.00% of each foreign currency transaction in U.S. dollars.

For VISA, 0.80% of each U.S. Dollar transaction that occurs in a foreign country.

For VISA, up to $30.00

Except for VISA, $15.00 after 9 days

Annual Percentage Rate (APR) For Balance Transfers

Annual Percentage Rate (APR) For Cash Advances

Paying Interest

For Credit Card Tips from the Consumer Financial Protection Bureau

Fees

Transaction Fees

Cash Advance ..

Foreign Transaction

Penalty Fees

Late Payment .

How We Will Calculate Your Balance: For all Feature Categories (except VISA), We use a method called "daily balance." For VISA, We use a method called "average daily balance (including new purchases)." See Your Account Agreement for details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in Your Account Agreement.

based on Your

1 2 3 4 5No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

COLORADO
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:7ab902500392f98425eff7998afff74de268d41c88f14855c5a9d1e9a26e9b3e
“No annual fee”
Open source link ↗
COLORADO
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:7ab902500392f98425eff7998afff74de268d41c88f14855c5a9d1e9a26e9b3e
“No balance transfer fees”
Open source link ↗
COLORADO
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:7ab902500392f98425eff7998afff74de268d41c88f14855c5a9d1e9a26e9b3e
“Cash advance fee for Classic Visa® and Secured Classic Visa® is $25.00. Cash advance fee for Platinum Visa® is 3% of each advance ($10.00 minimum-$75.00 maximum). Foreign transaction fee is 1%.”
Open source link ↗
COLORADO
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:7ab902500392f98425eff7998afff74de268d41c88f14855c5a9d1e9a26e9b3e
“Fixed rate, as low as 13.95% APR*”
Additional source detail; structured values remain unknown. Fixed rate, as low as 13.95% APR*
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Balance transfer fee, Cash advance fee, Foreign transaction fee

Offered through: Colorado Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 68443
Branches: 4 in CO
Sources: Official issuer · 1 document · 0 pages cited

Documents

Visa Credit Line Agreement and Disclosureeffective date not parsedName declaration: VISA CLASSIC · page 1

VISA CLASSICColorado Credit Union · state credit union, CO · NCUA 68443

Rates and fees