Important Information Regarding Electronic Communication
Read this information carefully and keep a copy for your records
Prior to applying for a Buckle Credit Card account, Comenity Bank requests your consent to provide you important information electronically.
You understand and agree that Comenity Bank may provide you with all required application disclosures regarding your Buckle Credit Card account application in electronic form. These disclosures include, but are not limited to, Terms and Conditions, the Credit Card Account Agreement and Customer Privacy Statement.
You agree to keep us updated at all times with your current contact information. If your contact information has changed please contact us at 1-888-427-7786 (TDD/TTY: 1-800-695-1788 ).
This consent does not enroll you in paperless statements. In order to enroll in paperless statements, please visit Account Center.
At your request, we will provide you with paper copies of these disclosures. You have the right to withdraw consent, without a fee. Please call us at 1-888-427-7786 to withdraw your consent to receive electronic disclosures.
In order to receive electronic communications and to obtain the best view of these communications you will need access to the Internet, have a web browser which supports HTML, SSL-encryption, JavaScript, CSS, the capability to download and print these disclosures, and Adobe Reader to view PDF files. You may download it for free at https://get.adobe.com/reader/ . Visit the Common Security Questions page for additional web browser information. By selecting the "Submit" button, you confirm that your system meets these requirements and that you have the capability to access and download or print electronic disclosures.
We recommend that you retain a copy of these disclosures for your records.
If this is a kiosk, this kiosk will display the disclosures listed above. Printed copies can be obtained at the customer service desk. Note: Your Buckle Credit Card account is issued by Comenity Bank. Review our Financial Privacy Policy and Online Privacy Policy for more information. California Residents: Submit a Data Request Form to make a Do Not Sell or Share My Personal Information request.
Rate and Fee Summary
This Rate and Fee Summary (Summary) is part of the Credit Card Agreement (Agreement) for the Buckle Credit Card Account . Read it and keep it.
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases · 35.99%
Penalty APR and When i t Applies · Up to 39.99% This APR will vary with the market based on the Prime Rate. This APR may be applied to your account i f you make a late payment. We may also consider your creditworthiness in determining whether to apply the Penalty APR to your account. How Long Will the Penalty APR Apply? I f your APRs are increased, the Penalty APR may apply indefinitely.
How to Avoid Paying Interest · Your due date is at least 21 days after the close of each billing period. We will not charge you interest on purchases i f you pay your entire balance by the due date each month. I f you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row.
Minimum Interest Charge · I f you are charged interest, the charge will be no less than $3.00.
