Rate and Fee Summary
This Rate and Fee Summary (Summary) is part of the Credit Card Agreement (Agreement) for t h e maurices Credit Card Account . Read it and keep it.
I n t e r e s t R a t e s a n d I n t e r e s t C h a r g e s
Annual Percentage Rate (APR) for Purchases · 35.99%
How to Avoid Paying Interest · Your due date is at least 21 days after the close of each billing period. We will not charge you interest on purchases i f you pay your entire balance by the due date each month. I f you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row.
Minimum Interest Charge · I f you are charged interest, the charge will be no less than $3.00.
For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnm ore .
Fees
Set-up and Maintenance Fees • Annual Fee • Paper Statement Fee · None Up to $35.88 annually ($2.99 each month in which your balance is greater than $3.50 and a paper billing statement is mailed to you; you can avoid this fee each month you are enrolled in paperless statements on the last day of a billing period)
Penalty Fees • Late Payment • Returned Payment · Up to $41.00 Up to $41.00
How We Will Calculate Your Balance: We use a method called 'daily balance (including current transactions).' Review your Agreement for more details.
Billing Rights: I n f o r m a t i o n o n y o u r r i g h t s t o d i s p u t e t r a n s a c t i o n s a n d h o w t o e x e r c i s e t h o s e r i g h t s i s provided in your Agreement.
