Visa® Business Rewards Credit CardCommunity First Credit Union of FLO Credit Union · state credit union, FL · NCUA 67290
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | 1.90%COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfersintroductory rate first | 0%COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Uni…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | Our Business Credit Cards are offered at some of the lowest rates around, with no annual fee, rich rewards and even cash back. Thousands of Florida businesses enjoy the convenience and rewards our VisaCOMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Our Business Credit Cards are offered at some of the lowest rates around, with no annual fee, rich rewards and even cash back. Thousands of Florida businesses enjoy the convenience and rewards our Visa”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | 3% of the amount, APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Union credit cards are not eligible for this promotion. Certain restrictions and limitations may apply.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Uni…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | All credit card offers are subject to credit approval. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice. Terms and conditions apply. Credit, income, and other restrictions apply. Offers may end at any time without notice. The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member. For more membership requirement information visit the Business Account opening requirements page or simply contact us. All introductory offers are only available for new credit cards. You may not be eligible for introductory credit card offers if you opened a Community First Credit Card within the last 15 months from the date of the new application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “All credit card offers are subject to credit approval. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice. Terms and conditions apply. Credit, income, and other restrictions apply. Offers may end at any time without notice. The business headquarters, corporate office or any physical location must be located within our field of membership …”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Introductory | APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Union credit cards are not eligible for this promotion. Certain restrictions and limitations may apply.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Uni…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Introductory | APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup bonuspoints award | 30,000 points. Spend $3,000 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. Get rewarded for all your business shopping! Earn 30,000 bonus points just for spending $3,000 in the first 90 days of account openingCOMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Get rewarded for all your business shopping! Earn 30,000 bonus points just for spending $3,000 in the first 90 days of account opening”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Signup source conditions | 30,000 bonus points credited to qualifying members rewards balance on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union programs, rates, terms. and conditions are subject to change at any time without prior notice.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “30,000 bonus points credited to qualifying members rewards balance on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union programs…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |