Visa® Signature Credit Card for BusinessCommunity First Credit Union of FLO Credit Union · state credit union, FL · NCUA 67290
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer website
Purchase APR
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | 1.90%COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfersintroductory rate first | 0%COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Uni…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | Our Business Credit Cards are offered at some of the lowest rates around, with no annual fee, rich rewards and even cash back. Thousands of Florida businesses enjoy the convenience and rewards our VisaCOMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Our Business Credit Cards are offered at some of the lowest rates around, with no annual fee, rich rewards and even cash back. Thousands of Florida businesses enjoy the convenience and rewards our Visa”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | 3% of the amount, APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Union credit cards are not eligible for this promotion. Certain restrictions and limitations may apply.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Uni…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | All credit card offers are subject to credit approval. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice. Terms and conditions apply. Credit, income, and other restrictions apply. Offers may end at any time without notice. The business headquarters, corporate office or any physical location must be located within our field of membership OR any Responsible Individual must live, work, or attend school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia OR any Responsible Individual must be a relative of an existing or eligible Community First Credit Union of Florida member. For more membership requirement information visit the Business Account opening requirements page or simply contact us. All introductory offers are only available for new credit cards. You may not be eligible for introductory credit card offers if you opened a Community First Credit Card within the last 15 months from the date of the new application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “All credit card offers are subject to credit approval. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice. Terms and conditions apply. Credit, income, and other restrictions apply. Offers may end at any time without notice. The business headquarters, corporate office or any physical location must be located within our field of membership …”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Introductory | APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Union credit cards are not eligible for this promotion. Certain restrictions and limitations may apply.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Uni…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Introductory | APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Now’s the time to earn more for your business! Earn unlimited 2% cash back on all purchasesCOMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Now’s the time to earn more for your business! Earn unlimited 2% cash back on all purchases”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | Signature Credit Card for Business. Cash back can be redeemed on demand through the Cash Back Mall. Online banking with the Credit Union is required to participate in the Cash Back Mall. If the cash back balance is not redeemed, your cash back balance will be automatically applied to your credit card balance every November. Currently, the Cash Back Rewards percentage is 2.0% however, this Cash Back Rewards percentage may change at our discretion at any time without advance notice to you.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Signature Credit Card for Business. Cash back can be redeemed on demand through the Cash Back Mall. Online banking with the Credit Union is required to participate in the Cash Back Mall. If the cash back balance is not redeemed, your cash back balance will be automatically applied to your credit card balance every November. Currently, the Cash Back Rewards percentage is 2.0% however, this Cash Ba…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $300 cash award. After $3,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. and a $300 cash bonus for spending $3,000 within 90 days of account openingCOMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “and a $300 cash bonus for spending $3,000 within 90 days of account opening”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash signup bonus | $300 credited to qualifying members' primary share account on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union programs, rates, terms, and conditions are subject to change at any time without prior notice.COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$300 credited to qualifying members' primary share account on or around the following month of reaching the $3,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union programs, rates,…”COMMUNITY FIRST CREDIT UNION OF FLO · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |