Community Resource Credit UnionRewards Business Mastercard®Registry illustration · issuer artwork unavailable
Rewards Business Mastercard®Community Resource Credit Union · state credit union, TX · NCUA 68021
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Business · MastercardNetwork stated on issuer website
Purchase APR
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | 14.74%–17.99% variableCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “14.74% to 17.99% when you open your account, based on the account guarantor’s creditworthiness.”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 14.74%–17.99% variableCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “14.74% to 17.99% when you open your account, based on the account guarantor’s creditworthiness.”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | 2% of the amount, 2.00% of the amount of each balance transferCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “2.00% of the amount of each balance transfer”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | 1% of the amount, 1.00% of each transaction in U.S. DollarsCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1.00% of each transaction in U.S. Dollars”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | |||
| Late payment | $25, $25.00 when the minimum payment is not made within 10 days of the payment due dateCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$25.00 when the minimum payment is not made within 10 days of the payment due date”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Returned payment | $25, $25.00COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$25.00”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Other fees | $27.50, $27.50COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$27.50”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Opening conditions | and applicable law. Please contact us for more information. Limited time offer. Membership required.COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “and applicable law. Please contact us for more information. Limited time offer. Membership required.”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular | 14.74% to 17.99% when you open your account, based on the account guarantor’s creditworthiness.COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “14.74% to 17.99% when you open your account, based on the account guarantor’s creditworthiness.”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 4% cash back. Payment timing is not disclosed. 4% backCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “4% back”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | at 20,000+ dining locationsCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “at 20,000+ dining locations”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. 1% backCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1% back”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | on fuel at 19,000+ gas stationsCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “on fuel at 19,000+ gas stations”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 5% cash back. Payment timing is not disclosed. 5% backCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “5% back”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | on vehicle maintenanceCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “on vehicle maintenance”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Qualifying purchasesNot disclosed | 1.5 points per $1. See source conditions for eligible purchases.COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 1.5 points**”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsQualifying purchases | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: cash back, gift cards, merchandise. Earn 1.5 points**COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 1.5 points**”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsQualifying purchases | for every $1 spentCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “for every $1 spent”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsQualifying purchases | Redeem rewards for cash back, gift cards, merchandise, and moreCOMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Redeem rewards for cash back, gift cards, merchandise, and more”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards source conditionsQualifying purchases | **Business Rewards and Personal Rewards Points cannot be combined. "Swipes" and "purchases" do not include ATM transactions, returns, checks or overdraft advances. Mastercard® is a registered trademark of Mastercard® International. Program offering can change at any time. For complete details about personal rewards program.COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “**Business Rewards and Personal Rewards Points cannot be combined. "Swipes" and "purchases" do not include ATM transactions, returns, checks or overdraft advances. Mastercard® is a registered trademark of Mastercard® International. Program offering can change at any time. For complete details about personal rewards program.”COMMUNITY RESOURCE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |